Summary
Overview
Work History
Education
Skills
Timeline
Generic
Ryan Cothron

Ryan Cothron

Dixon Springs,TN

Summary

Former Loan Officer and Vice President at Macon Bank And Trust, adept at analyzing credit risk and structuring commercial and consumer loans. Proven track record in building client relationships and ensuring customer satisfaction. Expertise in underwriting and expediting loan approvals, leveraging strong negotiation skills to deliver tailored financial solutions.

Overview

2026
2026
years of professional experience

Work History

Loan Officer/Vice President

Macon Bank And Trust
12.2010 - 09.2025
  • Evaluated loan applications for creditworthiness, ensuring compliance with regulations.
  • Assisted clients in understanding loan options and terms. Ensured customer quality and satisfaction
  • Processed documentation efficiently to expedite loan approval timelines.
  • Maintained updated knowledge of lending policies and market trends to provide informed guidance.
  • Did all underwriting and decision making on all loan applications including figuring cash flow, pulling credit, figuring DTI and DSCR.
  • Ordered all appraisals and title work.
  • Reviewed all title searches once received back from each title company.

Bank Teller

GreenBank
2007 - 2010

Handled cash transactions daily as bank teller, emphasizing precision in financial dealings. Engaged with customers both in person and over the phone to resolve inquiries. Applied Microsoft Outlook, Word, and Excel consistently for administrative responsibilities.

Education

High School Diploma -

Macon County High School
Lafayette, TN

No Degree - Sociology

University of Tennessee
Knoxville, TN

Banking And Finance

Southeastern School of Banking
Nashville, TN
06.2023

Skills

  • Database systems management
  • Reviewing documentation
  • Building client relationships
  • Expertise in sales
  • Servicing loans and mortgages
  • Customer service excellence
  • Analyzing credit risk
  • Advising on finances and investments
  • Handling cash transactions efficiently
  • Providing financial services and solutions
  • Mastering negotiation tactics
  • Lending to consumers and businesses alike
  • Origination of loans and mortgages
  • Banking fundamentals
  • Assessing creditworthiness
  • Commercial loan structuring
  • Credit

Timeline

Loan Officer/Vice President

Macon Bank And Trust
12.2010 - 09.2025

Bank Teller

GreenBank
2007 - 2010

High School Diploma -

Macon County High School

No Degree - Sociology

University of Tennessee

Banking And Finance

Southeastern School of Banking