Summary
Overview
Work History
Education
Skills
Languages
Timeline
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Ryan Dellegar

Lake Grove,NY

Summary

Competent Asset Manager bringing a wealth of experience in analyzing documentation to determine the level of risk involved in and maximizing returns. Offering excellent time management, interpersonal skills, and a desire to work for a leasing and financial company. Credit Analyst knowledgeable in conducting background checks and developing methodologies to predict future risk behaviors. Looking to bring further success to a company through excellent attention to detail and a keen understanding of regulatory procedures.

Overview

9
9
years of professional experience

Work History

Loan Review Analyst

Flushing Bank
03.2023 - Current
  • Analyze financial information to determine a properties cash flow, trends, and risks to assess debt repayment ability.
  • Review guarantor-related financial information including personal financial statements, income tax returns, and real estate schedules.
  • Prepare loan review reports detailing property cash flow, potential credit weaknesses, calculate financial ratios, and individual risk rating assessments.
  • Review legal & credit documents including mortgage notes, loan underwriting, appraisals, lease agreements, and appraisals.
  • Prepare periodic status reports and summary PivotTables for management review.
  • Interact with borrowers to understand the cash flow fluctuations.

Loan Processor

Flushing Bank
12.2021 - 03.2023
  • Worked with customers in person and via telephone to answer questions, process transactions, and resolve issues.
  • Ensured accuracy of client information, verifying data collected during the application process and updating records as needed.
  • Assisted clients in understanding complex financial documents required for completing their loan applications successfully.
  • Reviewed loan files for completeness, identified missing documentation, and generated condition lists for applicants.

Junk Wingman

College Hunks Hauling Junks
06.2021 - 12.2021
  • Valuable Team Leader

Lead Foreman

Jet Black of Long Island
01.2021 - 11.2021
  • Performed essential asphalt repair and re-paving tasks, ensuring parking lots are maintained to perfection.
  • Managed team dynamics to achieve smooth operations and top-quality results.

Fundraising Chair

SUNY Oneonta - Chi Phi
01.2019 - 01.2020
  • Event Coordinator/ Funds Management

Brotherhood Chair

SUNY Oneonta - Chi Phi
01.2019 - 01.2020
  • Successfully Planned Leisure Events

Caddie

Woodside Club
05.2019 - 08.2019
  • Maintained smooth pace of play for golfers on course.
  • Cleaned and maintained balls, clubs, and course amenities.
  • Assisted players in improving game play.

Loan Origination Internship

New York Community Bank
05.2019 - 08.2019
  • Interned in the NYCB Lending Department.
  • Reviewed Loan applications for Commercial and Multi Family loans.
  • Researched OFAC to determine borrowers background information.
  • Pulled credit scores on borrowers.
  • Checked for credit scores, bankruptcies, and outstanding judgments on Equifax, Transunion and Experian.

Server

Cabo Fresh
01.2016 - 01.2017
  • Recognized for Creating Quality Relationships & Driving Sales

Education

Bachelor of Science - Business Economics, Finance

SUNY Oneonta
05.2021

Skills

  • Verbal Communication
  • Proficient in Microsoft Excel
  • Proficient in Microsoft Word
  • Teamwork and Collaboration
  • Analytical Skills
  • Multitasking
  • Financial Analysis
  • Commercial Lease Reviews

Languages

Spanish
Professional Working

Timeline

Loan Review Analyst

Flushing Bank
03.2023 - Current

Loan Processor

Flushing Bank
12.2021 - 03.2023

Junk Wingman

College Hunks Hauling Junks
06.2021 - 12.2021

Lead Foreman

Jet Black of Long Island
01.2021 - 11.2021

Caddie

Woodside Club
05.2019 - 08.2019

Loan Origination Internship

New York Community Bank
05.2019 - 08.2019

Fundraising Chair

SUNY Oneonta - Chi Phi
01.2019 - 01.2020

Brotherhood Chair

SUNY Oneonta - Chi Phi
01.2019 - 01.2020

Server

Cabo Fresh
01.2016 - 01.2017

Bachelor of Science - Business Economics, Finance

SUNY Oneonta
Ryan Dellegar