Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic

Ryan Maggard

Brunswick,OH

Summary

Experienced Loan Officer adept at assessing customer needs, providing suitable products and guiding customers through loan process. Handles complex financial transactions using in-depth knowledge of loan products, services and lending regulations. Develops strong customer relationships by providing excellent service.

Overview

8
8
years of professional experience
1
1
Certification

Work History

Life and Health Insurance Agent

Family First Life
01.2024 - Current
  • Conducted comprehensive financial needs assessments for clients, leading to personalized policy recommendations that met their specific objectives.
  • Stayed current on industry trends and regulations to provide accurate information to clients and maintain a competitive edge in the market.

Senior Loan Officer

Cross Country Mortgage
12.2022 - Current
  • Outbound and generate business on web leads
  • Maintain and manage a pipeline of at least 20+ loans
  • Take inbound calls from numerous lead sources
  • Ability to build an actual rapport with your client
  • Expert in mortgages, developing and executing plans to modify loans from beginning to closing the loan.

Vice President of Mortgage Lending

Nations Lending
07.2021 - 12.2022
  • Collaborated with cross-functional teams to optimize lending operations across all departments.
  • Managed a high-performing team of loan officers, ensuring consistent achievement of targets.
  • Mentored junior staff members by providing guidance on complex credit analyses, negotiation tactics, and relationship management techniques.
  • Advised clients on optimal financing solutions based on their individual needs and objectives.

Vice President of Mortgage Lending

Mutual of Omaha Mortgage
08.2020 - 03.2021
  • During my time at Mutual Of Omaha, I accelerated my performance from the start
  • Licensed to conduct business in 47 states
  • Top 3 banker first quarter 2021/ Funded over $17M from August 2020 thru April 2021
  • Reduced delinquency rates with proactive borrower outreach programs during challenging economic times.
  • Improved underwriting processes to reduce turnaround time for loan approvals, enhancing customer experience and loyalty.
  • Increased loan production by streamlining mortgage lending processes and implementing more efficient systems.

Senior Loan Officer

First Federal Bank (fka CBC National Bank)
11.2017 - 07.2020
  • Outbound and generate business on web leads
  • Maintain and manage a pipeline of at least 20+ loans
  • Take inbound calls from numerous lead sources
  • Ability to multitask
  • Licensed to conduct business in 50 states
  • Expert in mortgages, developing and executing plans to modify loans from beginning to closing the loan.

Business Retention Advisor

Nations Lending
01.2016 - 11.2017
  • Call Current serviced loans to qualify them for additional savings
  • Check escrow account balance and payment history.

Education

High School Diploma -

Brunswick High School
05.2014

High School diploma in Business -

Medina County Career Center
05.2014

Skills

  • Communication and Interpersonal Abilities
  • Loan origination expertise
  • Credit Analysis Proficiency
  • Real Estate Market Awareness
  • Underwriting knowledge
  • Goal-Oriented
  • Document Review
  • Pipeline Management
  • Building Relationships
  • Client Service

Certification

  • Life, Accident & Health Insurance License OH
  • NMLS #1528819 Licensed in 47 states 21 active

Timeline

Life and Health Insurance Agent

Family First Life
01.2024 - Current

Senior Loan Officer

Cross Country Mortgage
12.2022 - Current

Vice President of Mortgage Lending

Nations Lending
07.2021 - 12.2022

Vice President of Mortgage Lending

Mutual of Omaha Mortgage
08.2020 - 03.2021

Senior Loan Officer

First Federal Bank (fka CBC National Bank)
11.2017 - 07.2020

Business Retention Advisor

Nations Lending
01.2016 - 11.2017

High School Diploma -

Brunswick High School

High School diploma in Business -

Medina County Career Center
Ryan Maggard