Sagar Sankpal

Project is centered around processing of payment transactions, Authorization, Clearing, Settlement and Disputes, for both financial banks (Issuer and Acquirer) and merchants worldwide. A significant aspect of project is providing robust development infrastructure to aid financial institutions in the issuance and processing of credit and debit cards.

• Design Creation : Crafted comprehensive detailed and technical designs.
• Development Models : Initiated and designed development models based on specific requirements.
• Quality Assurance : Reviewed team deliverables to ensure top-quality outcomes.
• Cross-functional Collaboration : Work with diverse business units and technical staff to define requirements, design optimal solutions, and evaluate the scope and scale of effort required.
• Strategic Implementation : Supported and delivered key initiatives from the Business Plan and Technology strategy, focusing on re-use, elimination of duplicative components, and innovation.
• Idea Cultivation : Promoted and cultivated ideas for extending current systems to new products and services.
• Process Enhancement : Identified and implemented enhancements and refinements to standards, processes, and systems.
• Multitasking : Managed multiple tasks and competing priorities with minimal to no supervision, maintaining a comprehensive understanding of systems at all levels.
• Incidents management : Take ownership of complex incidents to expedite client resolutions. Production support.

Scope of project involved the Settlement, Dispute & Merchant processing for Capital One Credit Cards applied in the context of Agile s/w development methods (using Jira & Version One).

• Expertise in Cards domain (Settlement & Payments), with collaborations with Visa & MasterCard .
• Responsibilities include coding, testing, implementation, and teamwork review.
• Subject Matter Expert (SME) and lead for Spring & Fall Compliance. Skilled developer.
• Initiated and designed development models for specific requirements.
• Collaborated with Business, related teams, and Product Owners to finalize requirements. Held discussions with other teams regarding requirements and their impact.
• Compiled and created documentation for Settlement systems. Trained newly selected offshore vendor, achieving operational readiness within three months.
• Engaged with other teams to assess Upstream & Downstream impacts.
• Provided production support.

Settlement/Payments Modernization (Cloud Solution)

• Design, Architect & Develop Settlement/Payment modernization.
• Define MVP, Features & Components.

Scope of project involved Clearing, Settlement, Authorization & Dispute processing in Credit Cards for Fiserv CPS and Discover Financial Services.

• Requirement gathering, Impact analysis, Functional & Technical specifications.
• Coding, Testing & Implementation. Production Support.
• Spring and Fall compliance lead.
• Estimates for different BAU projects.
• Perform QA testing along with client's QA team.
• Prepare implementation plan and conducting its walkthrough with client.
• Awarded as Best Employee for consecutive 2 years by Client.