Sandra Hasty Blacknall
Portland,OR
Summary
Detail-oriented and compliance-driven Mortgage Loan Processing Professional with 7+ years of experience in residential loan processing, underwriting support, and financial compliance within high-volume environments. Proven ability to review, analyze, and process mortgage applications, ensure regulatory compliance, and collaborate with borrowers, loan officers, and third parties to meet strict closing timelines. Strong background in income verification, loan documentation, fraud detection,and pipeline management, combined with a foundation in client-centered service and communication. Recognized for accuracy, efficiency, and maintaining confidentiality in sensitive financial transactions.
Overview
8
8
years of professional experience
1
1
Certification
Work History
Housing Specialist
Central City Concern
Portland, OR
07.2024 - Current
- Assisted clients in navigating housing applications and resources for stable living conditions.
- Coordinated with community organizations to facilitate access to housing support services.
- Conducted assessments to identify client needs and develop personalized housing plans.
- Provided education on tenant rights and responsibilities to empower clients in securing housing.
- Manage a caseload of 25–30 clients, maintaining
detailed documentation and compliance with
program requirements - Coordinate services, verify eligibility
documentation, and ensure accuracy of records
across multiple systems. - Analyze financial and personal data to determine
housing readiness and program qualification - Assisted clients in understanding their rights and responsibilities as tenants, promoting healthy landlord-tenant relationships.
Mortgage Loan Processor
Wells Fargo & Company
Portland, OR
01.2020 - 05.2022
- Reviewed loan applications for completeness and accuracy, ensuring compliance with company policies.
- Coordinated with underwriters to resolve issues and expedite loan processing timelines.
- Analyzed borrower credit reports and financial documents to assess loan eligibility.
- Communicated effectively with clients, providing updates on loan status and addressing inquiries promptly.
- Collaborated with cross-functional teams to enhance overall customer service experience during the mortgage process.
- Managed a high volume of loan applications up to 75, consistently meeting or exceeding established processing timeframes for both new loans and refinancing.
- Coordinated closing process with attorneys, title companies, and government clerks.
COMPLIANCE ANALYST
Wells Fargo & Company
Portland, OR
01.2018 - 01.2020
- Analyzed compliance data to ensure adherence to regulatory requirements and internal policies.
- Conducted risk assessments identifying potential compliance gaps and recommending corrective actions.
- Developed and maintained compliance documentation, enhancing clarity and accessibility of policies.
- Collaborated with cross-functional teams to implement compliance training programs for staff members.
- Maintained strong knowledge of financial
regulations and risk management practices - Investigated inconsistencies and flagged potential
fraud or misrepresentation - Assisted in the preparation of reports for senior management, outlining findings from investigations into suspected non-compliant activities.
- Monitored regulatory updates and communicated changes to relevant stakeholders effectively.
Skills
- Mortgage Loan Processing (FHA, VA, Conventional)
- Loan Documentation & Compliance Review
- Income Calculation & Verification
- Underwriting Conditions & Final Clearance
- Appraisal, Title & Credit Review
- Fraud Detection & Risk Mitigation
- Loan Origination Systems (LOS)
- Regulatory Compliance (BSA, Fair Lending)
- Pipeline & Deadline Management
- Microsoft Office Suites
- Affordable Housing Knowledge
- Fair housing regulations
Certification
NMLS (Nationwide Mortgage Licensing System)
Fair Lending Certification
Rent Well Instructor Certification
Peer Support Specialist 2024
Timeline
Housing Specialist
Central City Concern
07.2024 - Current
Mortgage Loan Processor
Wells Fargo & Company
01.2020 - 05.2022
COMPLIANCE ANALYST
Wells Fargo & Company
01.2018 - 01.2020