Sandra Hasty Blacknall
Portland,OR
Summary
Detail-oriented and compliance-driven Mortgage Loan Processing Professional with 7+ years of experience in residential
loan processing, underwriting support, and financial compliance within high-volume environments. Proven ability to
review, analyze, and process mortgage applications, ensure regulatory compliance, and collaborate with borrowers, loan
officers, and third parties to meet strict closing timelines. Strong background in income verification, loan documentation,
fraud detection, and pipeline management, combined with a foundation in client-centered service and communication.
Recognized for accuracy, efficiency, and maintaining confidentiality in sensitive financial transactions.
Results-driven Mortgage Loan Processor with expertise in compliance review and client communication. Proven ability to manage caseloads and ensure accuracy, contributing to efficient processing and client satisfaction.
Detail-oriented Housing Specialist with a proven track record in managing client caseloads and ensuring compliance with regulatory standards. Adept at mediating disputes and educating clients on housing rights, committed to fostering stable housing solutions.
Overview
8
8
years of professional experience
1
1
Certification
Work History
Housing Specialist
Central City Concern
07.2024 - Current
- Coordinate services, verify eligibility
documentation, and ensure accuracy of records
across multiple systems - Manage a caseload of 25–35 clients, maintaining
detailed documentation and compliance with
program requirements - Coordinated eviction prevention efforts by mediating disputes between landlords and tenants, ultimately preserving stable housing situations for at-risk individuals.
- Facilitated client meetings to discuss housing options and progress.
- Educated clients on housing rights and available assistance programs.
- Provided guidance on lease agreements, financial planning, and tenant responsibilities.
- Evaluated rental applications thoroughly, verifying income eligibility and background checks for potential tenants.
- Coordinated housing placements for individuals experiencing homelessness, ensuring timely access to services.
Mortgage Loan Processor
Wells Fargo & Company
01.2020 - 05.2022
- Processed mortgage applications ensuring compliance with regulatory requirements and company policies.
- Collaborated with underwriters to resolve discrepancies and expedite loan approvals.
- Analyzed financial documents to assess borrower eligibility and creditworthiness.
- Utilized loan processing software to manage pipeline and track application progress.
- Coordinated with borrowers, loan officers,
underwriters, and third-party vendors to meet
closing deadlines - Managed a high volume of loan applications up to 75 clients , consistently meeting or exceeding established processing timeframes for both new loans and refinancing.
- Prepared file for final clear-to-close by branch management.
- Processed mortgage loan applications accurately and successfully for over 10 years.
Compliance Analyst
Wells Fargo & Company
02.2018 - 01.2020
- Investigated inconsistencies and flagged potential
fraud or misrepresentation - Conducted detailed reviews of financial
transactions to ensure compliance with internal
and regulatory standards - Conducted audits of business processes to verify compliance with federal and state regulations.
- Collaborated with cross-functional teams to enhance compliance training programs for employees.
- Developed and implemented compliance policies to mitigate regulatory risks.
- Conducted risk assessments to identify compliance gaps in organizational processes.
- Reviewed audit and monitoring reports related to consumer and client activities.
- Improved company''s risk management strategy by identifying, assessing, and mitigating potential risks related to noncompliance.
Skills
- Mortgage Loan Processing (FHA, VA, Conventional)
- Loan Documentation & Compliance Review
- Income Calculation & Verification
- Underwriting Conditions & Final Clearance
- Appraisal, Title & Credit Review Fraud Detection & Risk Mitigation
- Loan Origination Systems (LOS)
- Regulatory Compliance (BSA, Fair Lending)
- Pipeline & Deadline Management
- Microsoft Office Suite
- Tenant rights
- Affordable Housing Knowledge
Certification
NMLS (Nationwide Mortgage Licensing
System)
Fair Lending Certification
Rent Well Instructor Certification
Peer Support Specialist 2024
Volunteer work
Guest Relations Special Portland Rescue Mission
Demonstrated excellent customer service skills to
ensure positive guest experiences
Ordained Missionary Emmanuel Church
Planned and executed logistical operations for community development , Mentorship, Community Outreach.
Timeline
Housing Specialist
Central City Concern
07.2024 - Current
Mortgage Loan Processor
Wells Fargo & Company
01.2020 - 05.2022
Compliance Analyst
Wells Fargo & Company
02.2018 - 01.2020