Sandra M Flores
Stockbridge,GA
Summary
Senior Analyst with 15 years of progressive experience in all aspects of banking and financial services. Onboarding new and existing clients following UBS KYC/ AML policies and procedures for low/medium risk clients.
Overview
15
15
years of professional experience
Work History
Client Onboarding Specialist
UBS Financial Services
02.2020 - Current
- Perform basic and enhanced KYC due diligence for new and existing UBS clients.
- Review incoming documents for clients in accordance with UBS KYC / Anti-Money Laundering Program (AML) policies.
- Conduct background checks and evaluate negative news related to existing clients and prospects.
- Maintain working knowledge of appropriate BSA and OFAC laws and regulations.
- Active risk manager, recognize factors that impact client risk rating and due diligence requirements.
- Work cross-functionally with internal teams to discuss changes or updates to UBS KYC / AML requirements, policy, and procedure.
- Recommend, develop, and implement solutions to support continuous improvement of our processes, procedures, and services.
- Complete yearly web-based training; BSA/AML, USA Patriot Act, OFAC, Compliance
Trade & Processing Specialist
UBS
03.2015 - 02.2020
- Oversee 15 offices within the East Coast and make sure they're in compliance with policies and procedures.
- Partner with compliance to review emerging regulatory items, implement any required changes and set future assessment schedules.
- Provide gap analysis, as required, to identify and resolve potential regulatory issues or supervisory control gaps and act as operational lead regrading identified regulatory items impacting operations and control functions.
- Research and analyze alerts for potential fraud or AML risk.
- Communicate and educate Operations and support staff regarding regulatory obligations and responsibilities; Process and approve transactions; Fed wires, cash & security journals, ACH, ETF's
- Handle and process trades in equities, options, mutual funds and structured products when required.
- Help management team by preparing for yearly audit by pulling transaction files and policy and procedure documents.
Teller Lead
SunTrust Bank
03.2008 - 03.2015
- Manage 4-5 employees; assist with training, coaching and support of teller team, perform operations: Count and balance vault, ATM, Consignments, settle Cash Advance machine
- Perform teller functions: handle cash, deposits, take in payments, and perform teller transfers both for inflows and outflows
- Balance Cash Forecaster on a monthly basis
- Handle and resolved client issues and referred financial solutions, open accounts; checking, savings and Signature Money Market Accounts
- Process Regulation E cases and affidavits for ATM and Fraud disputes and meet monthly branch goals
Education
Microsoft Office Program -
Interactive College of Technology
Atlanta12.2006
Skills
- Ability to work independently and pay close attention to detail
- Excellent organization skills
- Strong internet research skills
- Analytical thinker
- Anti-Money Laundering Onboarding
- Compliance, Risk, Operations (experienced)
- Word, Outlook, Excel
Timeline
Client Onboarding Specialist
UBS Financial Services
02.2020 - Current
Trade & Processing Specialist
UBS
03.2015 - 02.2020
Teller Lead
SunTrust Bank
03.2008 - 03.2015
Microsoft Office Program -
Interactive College of Technology