Summary
Overview
Work History
Education
Skills
Timeline
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Sandy Johnson NMLS 217386

Loan Officer
El Paso,Texas

Summary

Experienced Loan Officer adept at assessing customer needs, providing suitable products and guiding customers through loan process. Handles complex financial transactions using in-depth knowledge of loan products, services and lending regulations. Develops strong customer relationships by providing excellent service.

Overview

7
7
years of professional experience

Work History

Loan Officer

View Mortgage Company
06.2023 - Current
  • Assisted customers in understanding loan terms and conditions to make informed decisions.
  • Originated, reviewed, processed, closed, and administered customer loan proposals.
  • Disclosed loan applications
  • Collaborated with other departments to promptly process loan applications.
  • Examined customer loan applications for loan approvals and denials.
  • Negotiated loan terms to provide favorable outcomes for both customers and lenders.
  • Maintained strict confidentiality of bank records and client information.

Loan Officer

Rocky Mountain Mortgage Company
12.2016 - 06.2023
  • Developed strong relationships with customers through high levels of customer service.
  • Assisted customers in understanding loan terms and conditions to make informed decisions.
  • Originated, reviewed, processed, closed, and administered customer loan proposals.
  • Maintained strict confidentiality of bank records and client information.
  • Collaborated with other departments to promptly process loan applications.
  • Examined customer loan applications for loan approvals and denials.
  • Negotiated loan terms to provide favorable outcomes for both customers and lenders.
  • Utilized risk management strategies to attain high loan approval rates.
  • Advised clients on mortgage, education and personal loans.

Education

GED -

Andress High School
El Paso, TX
05.1980

Skills

  • Government Standards
  • Financial Transactions Expertise
  • Retail Mortgages
  • Sales Expertise
  • Business Development
  • Organizational Strengths
  • Safe Act of 2008 Certification
  • Document Analysis
  • Team Player
  • DRE NMLS License
  • Client Interviews
  • Fraud Prevention and Detection
  • Excellent Time Management
  • Financial History Reviews
  • Database Management
  • Calculate Payments
  • Oral and Written Comprehension
  • Lender Collaboration
  • FHA Loan Processes
  • Anti Money Laundering (AML)
  • Complete Loan Applications
  • Knowledge of VA Loan Process
  • Manage Complaints
  • Active Listening and Learning
  • Credit Application Review
  • Loans

Timeline

Loan Officer

View Mortgage Company
06.2023 - Current

Loan Officer

Rocky Mountain Mortgage Company
12.2016 - 06.2023

GED -

Andress High School

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Sandy Johnson NMLS 217386Loan Officer