Sara Burgess
Las Vegas,NV
Summary
Deadline-oriented Mortgage Loan Closer with proven history of poise and patience working closely with range of different personalities. Critical thinker with eye for checking important mortgage documents for accuracy.
Confident Mortgage Loan Closer touting 31 years of expertise working in high-volume environments. A knowledgeable professional with a background reviewing documentation in accordance with corporate procedures. A smart individual with exceptional communication skills that have been honed collaborating with title company representatives and customers. Highly proficient professional with a background managing mortgage loans for quick closing schedules. A driven Mortgage Loan Closer promoting exemplary talents in mentoring junior staff, coordinating document delivery and assessing insurance certifications.
Overview
27
27
years of professional experience
Work History
Mortgage Loan Closer/Funder
One Nevada Credit Union
03.2012 - Current
- Prepare initial Closing Disclosure
- Responsible for preparing closing loan documents according to investor guidelines
- Review of Settlement Statement/CD to balance with title companies
- Coordinate delivery and signing of documents with the title company
- Review of signed loan documents for accuracy and compliance with investor guidelines
- Communicate with the title company for any funding conditions
- Make sure all 'Prior to Funding' conditions have been met
- Balance wire amounts with title companies
- Prepare and request wires to be sent for fundings
- Prepare final Closing Disclosure
Mortgage Loan Closer
America First Credit Union
08.2010 - 02.2012
- Responsible for preparing documents for loan closings
- Coordinate closings and fundings with the title company
- Verify documents are correct in accordance with investor guidelines
- Make sure all 'Prior to Funding' conditions are met
- Verify information and request wire to be sent
- Review files for audit and compliance guidelines.
Mortgage Loan Consultant
America First Credit Union
02.2010 - 08.2010
- Responsible for the setup and underwriting of new purchase loan files
- Work closely with members and real estate agents to gather documentation needed for loan approval and facilitate the loan closing in a timely manner in accordance with investor guidelines.
Mortgage Loan Processor
Southwest Federal Credit Union
02.2008 - 02.2010
- Collecting required documents needed for loan approval and compliance with investor guidelines
- Order appraisal, preliminary title report, homeowner's insurance
- Run DU, LP and Rural Housing underwriting systems and review findings prior to final loan submission to the underwriter
- Responsible for review and the payment of the FNMA DU invoice and data entry and submission of the HMDA report
- Experience with Conventional, FHA and Rural Housing.
Escrow Assistant
Executive Title Insurance Agency
08.2006 - 12.2007
- Responsible for clearing title for the sale or refinance of a property
- Disburse funds to the appropriate parties of the transaction
- Work with realtors, lenders, buyers and sellers to facilitate the closing
- Provide realtors and lenders with property related information
- Verify the accuracy of the information in accordance with general title insurance regulations.
Mortgage Loan Closer
America First Credit Union
10.2003 - 07.2006
- Responsible for preparing documents for loan closings
- Coordinate closings and fundings with the title company
- Verify documents are correct in accordance with investor guidelines
- Make sure all 'Prior to Funding' conditions are met
- Verify information and request wire to be sent
- Review files for audit and compliance guidelines
- Preform second review of declined and withdrawn files.
Mortgage Loan Processor
06.1997 - 10.2003
- Collect and review all documentation required for loan approval in accordance with investor guidelines
- Verification of loan type, sales price, loan amount, term, interest rate, cash back and funds to close
- Run automated underwriting system for loan approval
- Experience with Conventional, FHA, VA, UHC as well as lot, construction and bridge loans.
Education
High School Diploma -
Weber State University
Ogden, UTSkills
- Writing and verbal communication
- Customer service and support
- Detail Oriented
- Client engagement and assistance
- Document Review
- Meticulous attention
- Issue Resolution
References
- Karen Laybourne, 801-827-8477, Ogden, Utah, Business
- Pixie Fotou, 801-989-1395, Layton, Utah, Business and Personal
- Renee Kennedy, 801-541-2312, Salt Lake City, Utah, Personal
Timeline
Mortgage Loan Closer/Funder
One Nevada Credit Union
03.2012 - Current
Mortgage Loan Closer
America First Credit Union
08.2010 - 02.2012
Mortgage Loan Consultant
America First Credit Union
02.2010 - 08.2010
Mortgage Loan Processor
Southwest Federal Credit Union
02.2008 - 02.2010
Escrow Assistant
Executive Title Insurance Agency
08.2006 - 12.2007
Mortgage Loan Closer
America First Credit Union
10.2003 - 07.2006
Mortgage Loan Processor
06.1997 - 10.2003
High School Diploma -
Weber State University
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