Sarah Elizabeth Eason
Wetumpka,AL
Summary
Analytical Loan Analyst known for high productivity and efficient task completion. Possess specialized skills in credit risk analysis, financial modeling, and regulatory compliance. Excel in critical thinking, problem-solving, and communication, ensuring seamless collaboration with teams and clients to achieve financial and company objectives.
Overview
12
12
years of professional experience
2
2
Certifications
Work History
Business Loan Analyst
USDA Rural Development
Washington, District of Columbia
03.2022 - 08.2025
- Prepared and presented completed loan packages to committee for approval of loans exceeding 5 million.
- Developed financial models for loan analysis, including cash flow projections and risk assessments.
- Analyzed Guaranteed Loan applications for rural development projects, ensuring regulatory compliance.
- Collaborated with stakeholders and lenders to gather documentation for efficient loan processing.
- Assisted in training new staff on loan processing procedures and regulations.
State Loan Specialist
USDA Rural Development
Montgomery, AL
04.2020 - 03.2022
- Processed loan and grant applications for Rural Business, Energy, Community Facilities, Water and Waste, and Cooperative Services.
- Analyzed personal and commercial financial statements to assess creditworthiness and eligibility.
- Reviewed construction cost estimates and contracts before submitting for payment approval.
- Prepared customized reports with evaluated data for Program Directors and State Director.
- Entered travel authorizations and vouchers into Concur for expense management.
- Reviewed Government Travel Credit Card statements and processed payments accordingly.
- Reserved event space and hotel accommodations for State Conferences, ensuring logistical efficiency.
State Loan Technician
USDA Rural Development
Montgomery, AL
01.2017 - 04.2020
- Managed entry of loan and grant applications via mail and digital channels.
- Reviewed case files for completeness and accuracy in loan and grant processing.
- Processed payment requests, loan disbursements, and annual renewal fees efficiently.
- Handled collection payments for State Office, remitting funds to National Financial and Accounting Operations Center.
- Prepared weekly reports for State Director and Program Directors to track funding allocations using Excel, Word, and Tableau.
- Prepared supply purchase orders for state office staff and submitted to the Budget Officer
Customer Service and Sales Represntative
Wells Fargo Bank, N.A.
Montgomery, AL
04.2013 - 01.2017
- Utilized CRM software to track customer interactions and follow up effectively.
- Developed customized sales techniques to successfully sell and upsell services to new and existing clients.
- Processed, reviewed, and approved mortgage and construction loans, lines of credit, auto loans, commercial loans, and credit card applications
- Reviewed credit reports, payment history, and debt-to-income ratios to determine repayment ability and capacity and creditworthiness
- Assisted in preparing for audits and balanced ATM and Cash Vault Daily
- Entered travel information in concur and processed vouchers
- Met quarterly sales goals for incentive bonuses
Education
Bachelor of Science - Agricultural Business And Economics
Auburn University
Auburn, Alabama, AL12-2015
Skills
- Financial modeling
- Regulatory compliance
- Loan processing
- Risk assessment
- Customer relationship management
- Data analysis
- Portfolio management
- Budgeting and reporting
Certification
Moody's Analytics: USDA Credit Certification
Affiliations
Auburn University International Agriculture Student Ambassador 2010-2015
References
Lesley Trudeau
First Bank of Tennessee
(731) 707-1444
Kristin Jones
Opelika Power Services
(334) 430-4075
Jax Hopkins
Sheridan High School
(501) 249-9513
Timeline
Business Loan Analyst
USDA Rural Development
03.2022 - 08.2025
State Loan Specialist
USDA Rural Development
04.2020 - 03.2022
State Loan Technician
USDA Rural Development
01.2017 - 04.2020
Customer Service and Sales Represntative
Wells Fargo Bank, N.A.
04.2013 - 01.2017
Bachelor of Science - Agricultural Business And Economics
Auburn University