Sarai Adams
Soper,OK
Summary
Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals.
Overview
7
7
years of professional experience
Work History
Credit Analyst Supervisor
First United Bank & Trust
2022.08 - Current
- Analyzed credit scores and credit memos to determine borrowers' creditworthiness.
- Ensured compliance with internal policies and regulatory requirements through diligent documentation of all credit decisions.
- Developed new processes for increased production capacity and improved product quality.
- Established standard operating procedures for consistent process execution and easy knowledge transfer among team members.
Commercial Real Estate Processor
First United Bank & Trust
2019.05 - 2022.08
- Streamlined loan processing procedures by implementing efficient organizational strategies and communication protocols.
- Maintained open lines of communication between all parties involved in the transaction, ensuring transparency throughout the lending process.
- Ensured compliance with state and federal regulations by thoroughly reviewing documentation and maintaining up-to-date knowledge of lending laws.
- Managed a high volume of real estate loan applications simultaneously.
- Assisted applicants with submitting complete documentation packages, reducing the likelihood of errors that could stall the approval process.
- Collaborated with Loan Officers to provide timely, accurate service for clients throughout entire loan process.
- Analyzed borrower credit reports and income statements to verify accuracy.
Community Loan Assistant
First United Bank & Trust
2017.08 - 2019.05
- Managed multiple priorities simultaneously while consistently meeting deadlines for loan closings and disbursements.
- Worked closely with borrowers to gather required documentation, ensuring timely submission and approval of loans.
- Ordered information such as credit reports, environmental assessments, and property appraisals.
- Assembled important paperwork and disclosures for borrower.
- Communicated with customers daily to request information and complete paperwork.
- Worked with Loan Officer to create application profile in system and review key information at various stages within process.
Education
Bachelors of Science in Ag-Business -
Oklahoma State University
Stillwater, OK05.2017
Associates of Science in Agriculture - Agricultural Economics
Eastern Oklahoma State College
Wilburton, OK05.2015
Skills
- Loan Documentation
- Information Verification
- Loan Evaluation
- Lending regulations
- Portfolio Management
- Collateral Valuation
Timeline
Credit Analyst Supervisor
First United Bank & Trust
2022.08 - Current
Commercial Real Estate Processor
First United Bank & Trust
2019.05 - 2022.08
Community Loan Assistant
First United Bank & Trust
2017.08 - 2019.05
Bachelors of Science in Ag-Business -
Oklahoma State University
Associates of Science in Agriculture - Agricultural Economics
Eastern Oklahoma State College
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