Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals.
Overview
7
7
years of professional experience
Work History
Credit Analyst Supervisor
First United Bank & Trust
08.2022 - Current
Analyzed credit scores and credit memos to determine borrowers' creditworthiness.
Ensured compliance with internal policies and regulatory requirements through diligent documentation of all credit decisions.
Developed new processes for increased production capacity and improved product quality.
Established standard operating procedures for consistent process execution and easy knowledge transfer among team members.
Commercial Real Estate Processor
First United Bank & Trust
05.2019 - 08.2022
Streamlined loan processing procedures by implementing efficient organizational strategies and communication protocols.
Maintained open lines of communication between all parties involved in the transaction, ensuring transparency throughout the lending process.
Ensured compliance with state and federal regulations by thoroughly reviewing documentation and maintaining up-to-date knowledge of lending laws.
Managed a high volume of real estate loan applications simultaneously.
Assisted applicants with submitting complete documentation packages, reducing the likelihood of errors that could stall the approval process.
Collaborated with Loan Officers to provide timely, accurate service for clients throughout entire loan process.
Analyzed borrower credit reports and income statements to verify accuracy.
Community Loan Assistant
First United Bank & Trust
08.2017 - 05.2019
Managed multiple priorities simultaneously while consistently meeting deadlines for loan closings and disbursements.
Worked closely with borrowers to gather required documentation, ensuring timely submission and approval of loans.
Ordered information such as credit reports, environmental assessments, and property appraisals.
Assembled important paperwork and disclosures for borrower.
Communicated with customers daily to request information and complete paperwork.
Worked with Loan Officer to create application profile in system and review key information at various stages within process.
Education
Bachelors of Science in Ag-Business -
Oklahoma State University
Stillwater, OK
05.2017
Associates of Science in Agriculture - Agricultural Economics
Eastern Oklahoma State College
Wilburton, OK
05.2015
Skills
Loan Documentation
Information Verification
Loan Evaluation
Lending regulations
Portfolio Management
Collateral Valuation
Timeline
Credit Analyst Supervisor
First United Bank & Trust
08.2022 - Current
Commercial Real Estate Processor
First United Bank & Trust
05.2019 - 08.2022
Community Loan Assistant
First United Bank & Trust
08.2017 - 05.2019
Bachelors of Science in Ag-Business -
Oklahoma State University
Associates of Science in Agriculture - Agricultural Economics