Saurav Bhati

• Oversee a financial forecasting platform supporting 500+ Finance, Treasury, and Risk professionals, ensuring adherence to CCAR, ICAAP, and IRRBB regulations
• Lead a global team and foster collaboration with cross-functional stakeholders to achieve organizational goals.
• Steer application architecture decisions for financial planning and analysis, managing key initiatives centered on execution, analytics, and performance optimization.
• Spearheaded the expansion of PPNR online coverage from 35% to 90%, significantly reducing reliance on manual calculations and streamlining calendar timelines for forecasting.
• Collaborate with senior leadership to drive long-term strategic plans, ensuring the platform's continued success and sustainability.
• Designed and implemented an in-house Python-based analytics platform, Sapphire, achieving substantial cost savings and significantly enhancing the user experience.

• Onboard FP&A and Treasury related Statistical and Functional Models onto the Ruby framework
• Drive addition of new functionalities to enhance the platform in alignment with the forecasting approaches
• Identify and resolve process issues to encourage smoother procedures, more efficient workflow
• Conduct User training's

• Develop new modelling approaches to improve forecasting accuracy and comply with validation and regulator feedback
• Manage International Consumer Models end-to-end
• Train and coach new modelers

• Design Time series Econometric Models for International Consumer Bank and Treasury and Trade Solutions
• Seek Formal Consensus on Champion Models, Fee Ratio, and Beta Structures from Business, Finance, and Risk
• Align Model usage to comply with CCAR, ICAAP, Operating Plan and IRE
• Attend 'Deep Dive' meetings with Regulators and answer any Model specific questions
• Reviewer for FR Y-14 A Metrics Schedule for PPNR
• Prepare Model Documentation and assist in overlay methodologies
• Respond to Federal Reserve and Model Validation Group Queries

• Statistical model development and review, design driver based financial models, financial analysis and reporting for senior management, and US Federal Reserve (Fed) documentation
• Develop regression models in consultation with business experts to project business drivers based on macro-economic factors; and ensure validation of these models by independent risk validation group
• Responsibilities include creating econometric time series models for TTS Business
• Prepare for FR Y-14 A Metrics Schedule for PPNR
• Reviewer for FR Y-14 A Projections Schedule for PPNR

• GCB - Developed reporting for Global Customer Segmentation Project (across 22 Countries). The project involves identifying drivers for various accounts and allocating across 10 different customer segments
• ICG - Established logic to allocate Organization wide expenses at Client level based on Cost Factor and ABC Methodologies

• Led creation of Scorecards Technology Infrastructure & Business Logic
• Performed Backward Integration of Metrics for connectivity with multiple systems

• Preparing weekly financial estimates across products & regions.
• Analyzing, investigating and explaining key variance and trends to Senior Management
• Assisting in Outlook, Plan and Quarterly Review Decks & Allocation processes

• Tracking Region, state, branch & USMs on productivity, VS achievement & other key indicators of performance
• Cost & P&L analysis across verticals against budget, coordinating with NSM’s regarding cost variance related issues
• Provisioning for payout for relationship for entire retail business
• Analyzing and highlighting loss making segments in across vertical in retail business
• Closely working with finance team for cost allocation logic
• Financial modeling for the Retail business
• Preparing presentations & dashboards with portfolio trends & indicators for Retail Head

• Facilitating financial and business related planning and analysis (across 11 countries)
• Overseeing creation of monthly P&Ls, monitoring accruals, bonuses & rebates
• Determine category margins across channels (dealer, retail, institution, and export) Assisting Regional;l CEO/CFO in ad-hoc analysis

• Prepare Financial Statements, Budget, Board presentations & MIS reports for JumboGroup of Companies
• Functioned as part of Business Process Restructuring Exercise conducted by PWC Evaluated the financial feasibility of projects (retail stores, enterprise and telecomprojects)
• Monthly analysis of Jumbo Retail Operations as well as manpower costs andproductivity
• Oversaw project accounting for HVAC projects
• Facilitated liaising with internal and external auditors

Involved in analyzing financial statements, ratios, technical aspects, business outlook and 3 C's of the following loan applications -

• Project loan request by Diana Hotels Ltd. for building a boutique hotel.    
• FCCB buyback by Subex Azure.
• Buying term loan facility from a Lead Arranger of Hindalco’s Novelis acquisition.
  

• Oversaw programming for Procurement Module for Target Corporation.
• Spearheaded a team of Software Engineers.
• Automated business logic involving Commodity Maps, U.S Taxes, Requisitions, Approval Rules, etc.
• Involved in creation & implementation of new designs for streamlining processes.
• Handled & resolved integration, data and performance issues.
• Coordinated with the SAP, Infrastructure and Support Teams in multiple countries.
• Formulated detailed UAT and QA test plans & managed system testing.