Experienced banking professional with a demonstrated history of working in commercial banking. Skilled in Microsoft Excel, Financial Analysis, Underwriting, Time Management, Teamwork, and Sales.
Overview
8
8
years of professional experience
1
1
Certification
Work History
AVP Business Development Officer
Consumers National Bank
Akron
12.2024 - Current
Led strategic initiatives to enhance customer service and operational efficiency.
Collaborated with departments to streamline processes and reduce operational friction.
Established and maintained relationships with key stakeholders to support business objectives.
Used excellent verbal skills to engage customers in conversation and effectively determine needs and requirements.
Formed and sustained strategic relationships with clients.
Reviewed financial statements and sales or activity reports to measure productivity or goal achievement.
Developed client relationships to enhance business opportunities and growth.
Managed client accounts to ensure satisfaction and retention of services.
Traveled throughout assigned territory to call on regular and prospective clients to grow and maintain relationships.
Created presentations to communicate product features, benefits, and pricing models to prospective customers.
Attended networking events to build relationships with potential clients.
Maintained an up-to-date database of contacts for potential customers.
Maintained meticulous client notes in Salesforce system.
Managed and coordinated cross-functional teams to ensure successful project execution.
Managed compliance efforts to ensure adherence to regulatory requirements and standards.
Commercial Credit Analyst II
Premier Bank
Youngstown
05.2022 - 12.2024
Strengthened the credit evaluation process by incorporating industry trends and macroeconomic factors into the analysis.
Assisted colleagues in resolving complex credit issues through sharing expertise, experience, and knowledge of banking regulations.
Improved loan portfolio quality by conducting thorough financial statement analysis and risk assessments.
Enhanced team productivity through continuous process improvements, training initiatives, and sharing best practices within the credit department.
Reduced potential losses by identifying high-risk borrowers and taking appropriate action to mitigate risks.
Promoted a culture of excellence in underwriting decisions by maintaining strict adherence to established guidelines while remaining flexible when warranted for client retention or acquisition purposes.
Analyzed credit scores to determine borrowers' credit worthiness.
Reviewed credit reports to comprehensively view borrowers' credit history and identify potential red flags.
Secured Credit Analyst
S&T Bank
07.2019 - 05.2022
Monitored at least 50 loans that are a mixture between Construction and Asset Based loans.
Reviewed and approved advance requests for both Asset Based and Construction loans.
Verified all documentation was accurate and consistent with what was required.
Participated in discussions with customers to help provide the best customer service.
Always ready to participate in discussions to help anyone inside the bank with any problem.
Outside Sales Associate
Fastenal Company
Cleveland
07.2018 - 07.2019
Managed an outside sales portfolio of over 30 clients.
Increased sales 30% for the outside book of business I lead.
Kept an accurate count of all inventory at our store and customer sites.
Established new accounts through cold calling and personal visits to potential customers.
Enhanced customer satisfaction by promptly addressing concerns and finding effective solutions to problems.
Inside Sales Associate
Fastenal Company
Cleveland
01.2018 - 07.2018
Increased repeat business by maintaining regular contact with clients and providing exceptional post-sale support.
Added consumer purchase dates and updated address changes for current accounts in corporate database.
Enhanced product knowledge continuously, staying updated on industry trends and competitors offerings to provide expert advice to clients.
Boosted client satisfaction by promptly addressing inquiries and resolving issues in a professional manner.
Participated in ongoing training programs to refine sales skills further and stay current on best practices within the industry.
Education
Bachelor's Degree - Business Administration
Kent State University
Kent, OH
Skills
Microsoft Excel
Financial Analysis
Underwriting
Time Management
Teamwork
Sales
Credit Scoring Models
Cash Flow Analysis
Relationship Management
Collateral Valuation
Financial Statement Review
Certification
Certified Exit Planning Analyst
References
Available upon request
Coaching Experience
Football Coach, Notre Dame Cathedral Latin, 03/2017, 12/2018
Assistant Coach, Crestwood High School, 07/2013, 03/2017
Business Development Officer cum Marketing Manager at Cenlub Industries LimitedBusiness Development Officer cum Marketing Manager at Cenlub Industries Limited