Sean O’Brien
Galva,Il
Summary
Independent commercial underwriting loss control consultant with extensive knowledge of building codes, construction types 1-6, and building systems such as roofing, plumbing, HVAC, sprinkler systems, commercial cooking equipment, and bar/ tavern liabilities. Excellent organizational and interpersonal skills, detail oriented and an analytical professional with an efficient and thorough approach. I flourish in a fast paced environment and take pride in meeting deadlines
Seasoned insurance professional with deep understanding of underwriting processes and risk management. Known for delivering comprehensive risk assessments and crafting underwriting strategies that drive business growth. Valued team player with focus on achieving results through collaboration and adaptability.
Knowledgeable loss control agent with solid background in underwriting and risk assessment. Recognized for providing insightful analysis and strategic recommendations that enhance underwriting profitability and reduce losses. Demonstrated expertise in risk evaluation and policy development to meet client needs effectively.
Overview
21
21
years of professional experience
Work History
Independent Insurance Underwriting Consultant
Mr. O’s Inspections and Appraisals LLC
Galva, IL
09.2015 - Current
- Duties:
- I perform detailed review of moderately complex account information such as loss drivers, follow up on previous recommendations from underwriters.
- Complete onsite and or virtual loss control surveys of current and prospective policy holders operations and identify exposures and controls across many industries.
- I am an independent loss control underwriting professional. I conduct on site inspections of commercial properties and prepare loss control reports for the underwriters. I identify exposures such as property, commercial auto, liability and workers compensation. Also provide detailed explanation of business operations, hazards and controls associated with types of coverage. Develop written recommendations for policy holders to control hazards and to prevent or reduce exposures to insured losses.
- I am contracted with major commercial insurance providers such as AutoOwners Insurance, Pekin, Insurance, Arlington Roe, Farm Bureau Financial Insurance, and Cincinnati Isurance
- Conducted comprehensive risk assessments to determine appropriate coverage levels for clients.
- Evaluated and analyzed underwriting submissions to ensure compliance with company guidelines.
- Collaborated with insurance agents to clarify policy details and resolve discrepancies in applications.
- Implemented process improvements that streamlined underwriting workflow and reduced turnaround time.
- Provided expert guidance on complex underwriting cases to support decision-making processes.
- Monitored industry trends and regulatory changes to maintain competitive underwriting practices.
- Identified potential risks through meticulous analysis of clients'' financial profiles, effectively minimizing losses.
- Streamlined underwriting processes by implementing efficient tools and methodologies, resulting in improved turnaround times.
- Built strong relationships with brokers to facilitate smooth communication channels and improve overall customer experience.
- Managed a diverse portfolio of clients, maintaining strong relationships through regular communication and proactive problemsolving.
- Contributed to increased revenue generation by collaborating closely with sales teams to identify cross-selling opportunities.
- Reviewed historical loss data for trend analysis purposes, leading to more accurate risk evaluations and pricing decisions.
- Reduced claims costs by identifying trends in loss data and recommending preventive measures to clients.
- Utilized knowledge of insurance principles, policies and procedures to make decisions on risk assessment.
Operations Manager
Bertis Carlson Trucking, Inc
09.2007 - 01.2018
- Bertis Carlson Trucking, Inc- Operations Manager 9-2008 to 1-2016
- Duties:
- Provide Functional oversight for operations of a 53 truck fleet.
- Weekly payroll and additional money for layovers and excessive miles.
- Problem resolutions due to break downs and/or delays, dealing directly with shippers and drivers often after hours.
- Direct loading and unloading appointments by coordinating with drivers, shippers, and receivers and split load management.
- Management of office and driver staff.
- Ensure the requirements of D.O.T regulations/ hours of service are being met by all drivers.
- Training and development of new drivers and office staff.
- Set up pre-employment and random drug screens.
- Supervise load tracking for John Deere using ( PSL ) and BlueScope Steel using (TMS).
- Driver recruitment.
- Recruit new business relationships by dealing directly with shippers.
- Contractual negotiations with shippers and vendors such as John Deere, Worthington Steel, SSAB, and BlueScope Steel.
- Accomplishments
- I worked my way up from a dispatcher to the assistant operations manager and eventually to operations manager. I never missed a day of work due to illness and received many financial accommodations for my job performance. Bertis Carlson Trucking saw significant increase in revenues under accounts I directly supervised such as John Deere which revenues grew 82% over a 6 year period under my direct guidance.
Human Resource Manager
Sedona Staffing- Peoria, Il
Peoria, Il
09.2005 - 09.2007
- Duties:
- New employee recruitment
- Interview applicants for job placement
- Maintain confidential employee records
- On site pre-employment and random drug screens
- Written and verbal employee reprimands
- Pre employment job training
- Maintenance of employee payroll and time cards
- Onsite pre-employment plant tours
- Cold calls to potential clients and applicants
- Maintenance of our recruiting web page
- Maintained confidential records used for fighting unemployment
- 200 hours of training class room training on employer law and practices
- Processing of job applications
- Job placement
- Contractual buyouts
- Accomplishments
- During my time at Sedona Staffing I personally interviewed over 2000 job applicants. I had the highest job placement rate and the highest contractual buyouts of any of our three locations. I was given relatively small accounts when I started and when I left my accounts were the highest grossing accounts in house.
Education
High School -
Galva Jr/ Sr High School
01-2000
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Carl Sandburg College
01-2002
Bachelor of Science - Human Resource management
Wester Illinois University
01-2005
Skills
- Insurance Software - HOVER Square footage and building diagram
- Financial Planning
- Claims Assist
- Risk Assessment
- Policy Analysis
- Adaptability
- People management
- Teamwork
- Customer Relationship Management
- Product Knowledge
- Verbal and Written Communication
- Problem-Solving
- Time Management
- Insurance underwriting
- Credit analysis
- Portfolio management
- Underwriting guidelines
- Client relationship building
- Relationship building
- Caseload management
- Analyzing data
- Documentation review
- Risk assessment
- Coverage determination
- Data collection
- Quality control
- Risk management
- Asset statements
- Risk mitigation
- Loss prevention
- Loss mitigation
- Trend analysis
- Industry trends
- Loss protection
- Customer service
- Problem-solving
- Time management
- Attention to detail
- Problem-solving abilities
- Multitasking
- Reliability
- Critical thinking
- Organizational skills
- Team collaboration
- Active listening
- Effective communication
- Claims analysis
- Decision-making
- Self motivation
- Strategic planning
- Agent support
- Written communication
Affiliations
Illinois Masonic Lodge 224
Timeline
Independent Insurance Underwriting Consultant
Mr. O’s Inspections and Appraisals LLC
09.2015 - Current
Operations Manager
Bertis Carlson Trucking, Inc
09.2007 - 01.2018
Human Resource Manager
Sedona Staffing- Peoria, Il
09.2005 - 09.2007
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Carl Sandburg College
High School -
Galva Jr/ Sr High School
Bachelor of Science - Human Resource management
Wester Illinois University