Summary
Overview
Work History
Education
Skills
Websites
Timeline
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Seth Mills

Tampa,FL

Summary

Detail-oriented and analytical professional with extensive experience supporting underwriting operations in the merchant cash advance (MCA) industry. Adept at processing applications, analyzing financial data, ensuring compliance with company guidelines, and providing critical support to the underwriting team. Proven track record in optimizing workflows, improving efficiency, and maintaining accurate records. Strong communication skills, highly organized, and committed to delivering exceptional service and accurate underwriting support.

Overview

4
4
years of professional experience

Work History

Senior Underwriting Support Analyst

ByzFunder NY LLC
10.2022 - Current
  • Collaborate with brokers and underwriters to collect and process data critical to decision making and due diligence
  • Assist underwriting team in reviewing and processing merchant cash advance applications, ensuring adherence to company standards and regulatory requirements.
  • Analyze financial documents, including bank statements, tax returns, and profit/loss statements, to evaluate risk and financial stability.
  • Conduct background checks on applicants and assess the viability of repayment capacity and business operations.
  • Collaborate closely with underwriters, brokers, and customer service teams to resolve discrepancies and ensure a timely funding process.
  • Maintain and update client files in company database, ensuring data accuracy and confidentiality.
  • Utilize underwriting software tools to generate reports, track application statuses, and assist with decision-making processes.
  • Identify and suggest improvements to the underwriting process to increase efficiency and reduce errors.
  • Gained significant experience with fintech software
  • Filed and terminated uniform commercial code documents
  • Reinforced time management skills
  • Produced more than 300 commercial funding contracts per month
  • Generated tax guard reports and third-party authorization agreements
  • Provided bank statements to the company’s syndication partner
  • Managed a thousand emails on daily basis
  • Contributed to the company's growth from $8 million to $32 million in monthly originations

Operations Support Analyst

ByzFunder NY LLC
05.2021 - 10.2022
  • Process submitted data and send qualifying applications for underwriter review
  • Provided operational support to the underwriting and funding teams
  • Supported the management and tracking of loan originations, ensuring all documents and data were accurately entered into internal systems
  • Provided preliminary underwriting of applications for commercial funding
  • Analyzed data from credit reports, background reports, and judgment searches to generate actionable insights
  • Trained and mentored new team members, contributing to improved team performance and knowledge retention.
  • Processed 500 to 600 applications a month
  • Collaborated with the IT team to troubleshoot and resolve technical issues related to the company's proprietary systems

Education

Bachelors of Science - Finance

University of South Florida

Skills

  • Data Entry and Record Maintenance
  • Loan processing
  • Financial Analysis and Risk Assessment
  • Merchant Cash Advance (MCA) Underwriting
  • Strong Knowledge of Underwriting Software (LendSaas)
  • Team Collaboration and Communication
  • Time Management and Multitasking
  • Microsoft Office
  • Document Review and Compliance

Timeline

Senior Underwriting Support Analyst

ByzFunder NY LLC
10.2022 - Current

Operations Support Analyst

ByzFunder NY LLC
05.2021 - 10.2022

Bachelors of Science - Finance

University of South Florida

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Seth Mills