Claims Adjuster
Integris Baptist Medical Center
11.2017 - Current
- Manage auto and property claims in the Risk Management department.
- Contacts claimants and internal parties to obtain facts of loss for investigation.
- Documents the facts of loss, liability decision, action plan and reserves.
- Explain liability decision to claimants and internal parties.
- Work with outside vendors to determine auto damages and discuss repairs.
- Discuss outside vendors for property damage repairs and mitigation efforts with internal facility managers.
- Examined claims forms and other records to determine insurance coverage.
- Independently set reserves and authorize payments within established reserving limits.
- Prepared summaries of damage, payments, and policy coverage.
- Negotiated with internal facility managers and claimants to reach mutually satisfactory resolutions.
- Established relationships with insurance companies to foster timely claims resolution.
- Substantiated legitimate claims and denied unjustified claims.
- Independently prepare and send monthly and quarterly loss run reports in accordance with company guidelines.
- Manage company insurance portfolios independently preparing and timely submitting insurance renewals to brokers.
- Maintain record of insurance policies.
- Prepare and submit annual insurance premiums budget report to financial reporting.
- Respond to external audit request regarding insurance programs and claims.
- Mitigated risks and increased profitability with well-developed strategies for reducing future claims and costs.
- Trained other claims staff members on proper handling and evaluation of property, auto and injury claims.