Summary
Overview
Work History
Education
Skills
Home State License - TX 2237242 - NPN 18578619
Timeline
Generic

Sonya Kelley

Little Elm

Summary

Property insurance professional prepared to bring substantial claims adjustment experience to new opportunity. Known for thorough investigations, timely resolutions and fair settlements, contributing to organizational success. Committed to team collaboration and achieving results, with flexible approach to changing needs. Skilled in claims examination and customer relations, valued for attention to detail high levels of client satisfaction and reliability.

Overview

8
8
years of professional experience

Work History

Senior Inside Property Adjuster

USAA
01.2022 - 12.2024
  • Managed complex property claims, ensuring timely and accurate resolutions.
  • Conducted thorough investigations, assessing damages and evaluating policy coverage.
  • Handled detailed policy/coverage reviews, took recorded statements, assigned inspections, actively managed reserves, prepared or reviewed estimates, and negotiated settlements.
  • Collaborated with clients, offering expert guidance throughout the claims process.
  • Analyzed data to identify trends, enhancing operational efficiency.
  • Mentored junior adjusters, fostering professional development and adherence to best practices.
  • Supported catastrophe response as needed


Independent All Lines Adjuster

Alacrity Solutions
02.2017 - 08.2021
  • Communicated findings in detailed reports to support claim decisions and negotiations.

Improved claim processing efficiency by conducting thorough investigations and promptly addressing discrepancies.



  • Examined claims forms and other records to determine insurance coverage.


  • deductibles payments.
  • Identified insurance coverage limitations with thorough examinations of claims documentation and related records.


  • Delivered exceptional customer service to policyholders by communicating important information and patiently listening to issues.


  • Answered customer questions regarding deductibles.
  • Conducted comprehensive interviews of witnesses and claimants to gather facts and information.
  • Collaborated with clients to gather necessary documentation for claims processing.
  • Evaluated claims to determine validity and appropriate settlement amounts.
  • Reviewed policy coverage and assessed damages to ensure compliance with guidelines.

Education

Business Administration And Management

University of Phoenix
Phoenix, AZ
08-2023

Skills

  • 9 years of property claims handling experience
  • MS office, Xactimate and Symbility
  • Estimating repair costs
  • Policy knowledge and interpretation
  • Property damage assessment
  • Handle high severity and complex losses
  • Communicate and negotiate across multiple parties, including customers, contractors, attorneys, and public adjusters
  • Technical aptitude
  • Teamwork and collaboration
  • Customer service accompanied with active listening
  • Time management
  • Problem-solving, critical thinking and decision making skills

Home State License - TX 2237242 - NPN 18578619

  • FCN - 007007120
  • Worker's Compensation Claims Handling Certification
  • Environmental Claims Handing Certification
  • Auto Claims Handling Certification
  • TWIA Certification
  • Licenses - AL - AK - AR - AZ - DE - FL - GA - IN - KY - LA - MI - MN - MS - MT - NH - NC - OK - OR - SC - TX - UT - WA - WV - WY

Timeline

Senior Inside Property Adjuster

USAA
01.2022 - 12.2024

Independent All Lines Adjuster

Alacrity Solutions
02.2017 - 08.2021

Business Administration And Management

University of Phoenix