MIA BLANDIN
ERIE Insurance
Columbus,OH
18
Certifications
11
years of professional experience
Resourceful Inside Property Adjuster with 7 years of experience in personal and commercial property claims. Expertise includes coverage investigation, damage evaluation, Xactimate estimating, and negotiation. Licensed across 18 states, managing high-volume claim inventories and ensuring compliance while delivering timely, accurate resolutions.
Work History
Inside Property Adjuster I
2 Years 4 Months- Manage personal and commercial property claims from initial assignment through investigation, coverage determination, damage evaluation, and resolution.
- Investigate property losses by obtaining relevant facts, reviewing photographs and documentation, communicating with insureds and other involved parties, and coordinating inspections when appropriate.
- Review policy forms, endorsements, exclusions, limits, deductibles, and applicable coverage provisions to make appropriate coverage determinations.
- Inspected photos, repair estimates, and policy documents to validate claim accuracy and completeness.
- Evaluated contractor estimates, invoices, photographs, inspection reports, and supporting documentation to determine appropriate claim settlements.
- Established and maintained claim reserves based on coverage, documented damages, anticipated exposure, and claim developments to ensure financial accuracy.
- Negotiate and resolve claims within assigned authority while supporting claim decisions with policy language, investigative findings, estimates, and supporting documentation.
- Maintained clear, comprehensive claim file documentation to accurately reflect investigative activity, coverage decisions, communications, evaluations, payments, and settlement rationale.
- Communicate professionally with policyholders, agents, contractors, vendors, and other claim professionals throughout the claim process.
- Identify potential subrogation opportunities, fraud indicators, recovery issues, and claims requiring additional investigation or escalation.
Licensed Inside Property Adjuster
4 Years 8 Months- Managed personal property claims from initial assignment through investigation, evaluation, and resolution.
- Interpreted policy language to support accurate claim decisions and consistent reserve handling.
- Evaluated property damage claims and determined coverage, liability, and settlement options.
- Investigated property losses by interviewing insureds and involved parties and reviewing photographs and supporting documentation.
- Analyzed policy forms, endorsements, exclusions, limits, deductibles, and applicable coverage provisions to make informed coverage determinations.
- Evaluated residential and commercial property damage to determine repair scopes and settlement amounts, aligning assessments with policy coverage.
Education
High School Diploma
Graduated 2009
Skills
Personal & Commercial Property Claims
Property Damage Investigation
Policy interpretation
Xactimate Estimating
Claim settlement
Contractor Estimate Review
Damage assessment
Supplement resolution
Dispute negotiation
Reserve management
Claims investigation
Claims management
Remote claims handling
Catastrophe Claim Support
Claims estimating
Claims handling
Accomplishments
- 7 years of claims adjusting experience across personal property, commercial property, and liability claims.
- Current Inside Property Adjuster I with ERIE Insurance, handling personal and commercial property claims.
- Licensed in 18 states, providing broad multi-jurisdictional claim-handling capability.
- Xactimate Level 1 Certified with hands-on property damage estimating and estimate review experience.
- Claims experience with ERIE Insurance, Sedgwick Claims Management Services, and Nationwide Mutual Insurance.
- Experienced in independently managing claims through investigation, coverage analysis, damage or liability evaluation, estimating, negotiation, and settlement.
- Strong knowledge of property repair practices, policy interpretation, estimating principles, reserve management, claim documentation, and regulatory compliance.
- Proven ability to manage high-volume claim inventories while maintaining professional communication with insureds, claimants, agents, contractors, vendors, and other stakeholders.
Certification
Multi-State Adjuster Licenses, Licensed to handle claims in 18 states:,
Connecticut (CT)
Timeline
Inside Property Adjuster I
ERIE Insurance
06.2024 - CurrentRead More
Licensed Inside Property Adjuster
Nationwide Mutual Insurance
04.2015 - 12.2019Read More
Elida High School
High School Diploma
Read More
Section name
- Meoshia Mia Blandin — Licensed Inside Property Adjuster Resume
- I added ERIE Insurance — Inside Property Adjuster I (2024–Present) as your current position and placed it first so recruiters immediately see your current property-claims experience.
- Your experience now shows a strong progression: Nationwide property adjusting → Sedgwick liability specialization → ERIE property adjusting. The remaining 2019–2021 period can be added if you had employment during that time; otherwise, it doesn't need to be explained directly on the resume.
Personal Information
Title: Licensed Inside Property Adjuster | Personal & Commercial Lines