Stacey Johnson
Brookville,IN
Summary
Dynamic professional with a proven track record at FCN Bank N.A., excelling in underwriting expertise and leadership. Achieved annual performance targets through exceptional loan structuring and client relationship building. Demonstrates unparalleled problem-solving abilities and a customer service focus, contributing to enhanced operational efficiency and client satisfaction.
Overview
8
8
years of professional experience
1
1
Certification
Work History
Commercial Loan Officer
FCN Bank N.A.
01.2022 - Current
- Provided exceptional customer service to both borrowers and internal stakeholders throughout the entire loan process.
- Collaborated with credit analysts to evaluate loan applications, ensuring accurate risk assessment.
- Demonstrated expertise in various types of commercial loans including construction, term, lines of credit, and equipment financing options available to businesses.
- Maintained compliance with laws and regulations governing commercial loans.
- Managed a diverse portfolio of commercial loans, consistently achieving annual performance targets.
- Contributed to a positive work environment through open communication and active participation in team meetings and events.
- Facilitated smooth transactions by collaborating with internal departments such as underwriting, legal, and closing teams.
- Maintained detailed records of all client interactions, ensuring proper documentation for audit purposes.
Commercial Credit Analyst/Credit Underwriter
FCN Bank N.A.
01.2020 - 01.2022
- Ensured regulatory compliance in all credit-related activities by staying updated on industry best practices and adhering to internal policies.
- Enhanced team productivity through continuous process improvements, training initiatives, and sharing best practices within the credit department.
- Assessed credit risk and analyzed financial statements.
- Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
- Conducted financial review of customer lines of credit by assessing company financials and initiating credit application reviews.
Loan Clerk
FCN Bank N.A.
07.2019 - 01.2020
- Entered customer and loan information into Laserpo and Jack Henry database.
- Utilized strong communication skills to liaise with various departments, enhancing overall efficiency and operational effectiveness.
- Answered inquiries and provided superior customer service to clients.
- Balanced loan settlement general ledger daily.
Legal Assistant
Wilhelm-Waggoner & Bundy, LLC
11.2016 - 07.2019
- Maintained strict confidentiality, protecting sensitive client information as required by legal ethics and regulations.
- Handled office scheduling and made notes for deadlines, motions, and other important dates.
- Managed high-volume workload while maintaining strict attention to detail on every task such as drafting pleadings or summarizing depositions accurately.
- Facilitated timely resolution of legal matters by preparing and organizing essential documents.
- Reduced errors in court filings by meticulously proofreading documents for accuracy before submission.
Education
High School Diploma -
Willliam Henry Harrison High School
Harrison, OH05-1999
Skills
- Loan structuring for lower risk and higher return
- Underwriting expertise
- Leadership skills and Professionalism
- Problem-solving and Multitasking abilities
- Document and Credit analysis
- Time management abilities
- Loan Origination and Closing
- Customer service-focused
- Client Relationship Building
Certification
Certified in Commercial Lending Foundational - ABA Commerical Lending School
Timeline
Commercial Loan Officer
FCN Bank N.A.
01.2022 - Current
Commercial Credit Analyst/Credit Underwriter
FCN Bank N.A.
01.2020 - 01.2022
Loan Clerk
FCN Bank N.A.
07.2019 - 01.2020
Legal Assistant
Wilhelm-Waggoner & Bundy, LLC
11.2016 - 07.2019
High School Diploma -
Willliam Henry Harrison High School
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