Summary
Overview
Work History
Education
Skills
Timeline
Generic

Stacey Scherl

Gulf Breeze,FL

Summary

Knowledgeable Closer with solid background in managing real estate transactions and ensuring compliance with legal requirements. Successfully facilitated numerous closings, demonstrating strong organizational skills and attention to detail. Demonstrated effective communication and problem-solving abilities in complex escrow processes.

Overview

27
27
years of professional experience

Work History

Escrow Officer

DHI Title Agency
Pensacola, FL
06.2022 - 02.2026
  • Facilitated clear communication between buyers, sellers, and lenders throughout closing processes.
  • Reviewed and prepared closing documents to guarantee compliance with legal requirements.
  • Maintained up-to-date knowledge of industry regulations to ensure adherence in all transactions.
  • Prepared detailed settlement statements for each transaction, accurately reflecting funds received and disbursed.
  • Maintained strict confidentiality in handling sensitive customer information, adhering to privacy laws and best practices.
  • Checked signatures and legal descriptions for accuracy and integrity.
  • Reviewed contracts thoroughly to ensure accuracy before proceeding with the escrow process.
  • Returned executed loan packages to lender for review and approval in accordance with lender instructions.

Mortgage Closer

Springdale Title LLC
Pensacola, FL
04.2018 - 04.2022
  • Reviewed and verified loan documentation for accuracy and compliance with regulations.
  • Coordinated closing schedules and communicated effectively with all stakeholders.
  • Prepared closing disclosures ensuring clarity and adherence to timelines.
  • Collaborated with underwriters to resolve discrepancies and expedite approvals.
  • Reviewed executed documents thoroughly post-closing to ensure completion of required forms before final submission to investor or servicer partners.
  • Organized and prioritized multiple loan files simultaneously, maintaining strict deadlines to meet client expectations.
  • Streamlined the recording of mortgage documents by establishing relationships with local government offices for expedited processing times.
  • Coordinated scheduling of closings between buyers, sellers, attorneys, and lenders for a smooth transaction experience.
  • Resolved issues efficiently during the pre-closing stage, minimizing delays and keeping transactions on schedule.
  • Balanced funding sheets accurately, verifying that all financial figures were correct before disbursing funds to appropriate parties.
  • Collaborated with lenders, agents, and legal professionals to resolve transactional and title issues.

Mobile Closer

Odom and Barlow
Gulf Breeze, FL
04.2014 - 04.2018

Responsible for signing of closing documents in offices in Cantonment, Pensacola, Navarre, Crestview and Santa Rosa Beach

Closer

Mason Title and Escrow
Gulf Breeze, FL
02.2013 - 04.2014
  • Analyzed client needs to tailor solutions, increasing customer satisfaction and retention rates.
  • Developed and implemented strategic closing techniques, enhancing overall team performance and efficiency.
  • Collaborated with marketing teams to align messaging, generating qualified leads for the sales process.
  • Maintained high levels of customer satisfaction by addressing concerns promptly and professionally throughout the closing process.
  • Managed competing priorities under tight deadlines while maintaining accuracy in document preparation for smooth transaction completion.
  • Reviewed titles, insurance and flood zone certifications to meet closing standards for each property.

Closing Agent

Odom and Barlow
Gulf Breeze, FL
05.2011 - 02.2013
  • Facilitated closing processes for residential and commercial real estate transactions.
  • Ensured compliance with local, state, and federal regulations during closings.
  • Coordinated with lenders, agents, and clients to finalize transaction details.
  • Reviewed and prepared closing documents for accuracy and completeness.
  • Handled sensitive financial information discreetly, maintaining confidentiality for all clients involved in transactions.
  • Enhanced client satisfaction by efficiently managing all closing tasks and ensuring timely completion.
  • Developed and maintained a network of industry professionals, resulting in improved collaboration and shared knowledge among peers.
  • Expedited the closing process for clients by coordinating with lenders, attorneys, and real estate agents.

Restaurant Server

Nikis Restaurant
Gulf Breeze, FL
10.2008 - 01.2012
  • Delivered exceptional customer service, ensuring guest satisfaction and repeat business.
  • Managed order accuracy and timely delivery in fast-paced dining environment.
  • Collaborated with kitchen staff to streamline service and enhance food quality.
  • Trained new servers on menu items, service standards, and operational procedures.

Mortgage Broker

American Mortgage Experts
Gulf Breeze, FL
05.2008 - 05.2011
  • Guided clients through mortgage application processes, ensuring compliance with industry regulations.
  • Developed customized mortgage solutions based on client financial profiles and market conditions.
  • Analyzed credit reports and financial documents to determine loan eligibility and risk factors.
  • Cultivated relationships with lenders to secure competitive rates and efficient processing times.

Account Manager

Heartland Payment Systems
Gulf Breeze, FL
05.2009 - 10.2010

Responsible for establishing a working relationship with the customer which includes the setup of payment devices as well as acting as the point of contact for any questions or concerns

Mortgage Broker

Vermillion Mortgage
Gulf Breeze, FL
03.2005 - 05.2008
  • Provided expert advice on loan products, helping clients make informed decisions regarding mortgages.
  • Streamlined workflow processes, enhancing operational efficiency in loan processing and documentation.
  • Managed loan pipelines efficiently, promptly addressing any issues or concerns that arose during the mortgage process.
  • Assisted clients in improving their credit scores and overall financial standing, increasing their chances of loan approval and favorable terms.
  • Explained entire mortgage loan process to borrower.

Mortgage Broker

Pensacola Guarantee Mortgage
Pensacola, FL
06.2003 - 03.2005
  • Collaborated with different lenders to find best possible deal for homebuyers.
  • Assessed clients' financial data to determine loan suitability.
  • Implemented efficient documentation practices that expedited processing times while ensuring compliance with industry regulations.
  • Assisted clients in understanding complex mortgage terms and conditions, empowering them to make informed decisions about their home financing options.
  • Ensured exceptional customer service by maintaining consistent communication throughout the entire loan origination process.
  • Maintained a strong network of industry professionals, fostering valuable partnerships that benefited clients and business growth.

Closer /. Bookkeeper

Lawyers Title Agency
Gulf Breeze, FL
05.1999 - 06.2000
  • Facilitated closing processes for real estate transactions, ensuring compliance with legal requirements.
  • Coordinated documentation and communication between buyers, sellers, and lenders to streamline closings.
  • Reviewed title insurance policies and resolved discrepancies to protect client interests.

Education

Bachelor of Arts - Mass Communications

Auburn University
Montgomery, AL

High School Diploma -

Gulf Breeze
Gulf Breeze
05-1981

Skills

    State and local Board of Directors, Florida Association of Mortgage Professionals September 2005 - September 2011

Timeline

Escrow Officer

DHI Title Agency
06.2022 - 02.2026

Mortgage Closer

Springdale Title LLC
04.2018 - 04.2022

Mobile Closer

Odom and Barlow
04.2014 - 04.2018

Closer

Mason Title and Escrow
02.2013 - 04.2014

Closing Agent

Odom and Barlow
05.2011 - 02.2013

Account Manager

Heartland Payment Systems
05.2009 - 10.2010

Restaurant Server

Nikis Restaurant
10.2008 - 01.2012

Mortgage Broker

American Mortgage Experts
05.2008 - 05.2011

Mortgage Broker

Vermillion Mortgage
03.2005 - 05.2008

Mortgage Broker

Pensacola Guarantee Mortgage
06.2003 - 03.2005

Closer /. Bookkeeper

Lawyers Title Agency
05.1999 - 06.2000

Bachelor of Arts - Mass Communications

Auburn University

High School Diploma -

Gulf Breeze
Stacey Scherl