Stephanie Lewis
Finance Professional
Richmond,VA
Summary
Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals.
Overview
8
8
years of professional experience
7
7
years of post-secondary education
Work History
Community Manager
Woda Cooper Companies
Richmond , VA
09.2022 - Current
- Collaborated site foreman during interior renovations and construction.
- Effectively managed team of (3) maintenance and activities personnel.
- Collected rental payments from residents and kept meticulous records of delinquent accounts with tax credit reconciliation.
- Planned and executed promotional activities to drive community engagement and increase occupancy numbers.
Jr. Underwriter
First Heritage Mortgage
Fairfax, VA
07.2021 - 02.2022
- Monitored underwriting teams' performance and provided mentoring to achieve personal and department production goals with turn times of 48 hours.
- Evaluated debt ratio, loan-to-value ratios, credit scores property valuations and various other factors when making underwriting decisions.
- Review various mortgage types, Investors requirements and defended lenders from FNMA, FHLMC and MI claims.
- Identified portfolio risks resulting from client's underlying business practices, underwriting investigations or fraud exposure.
- Followed through with borrowers, loan processors, loan originators and managed all phases of underwriting process.
Senior Mortgage Loan Processor
First Heritage Mortgage
Charlottesville , VA
09.2014 - 06.2021
- Set up and completed loan submission packages with successful monthly completed loans 35 or more loans per month with 100-loan pipeline.
- Received on-going, comprehensive training on home loan products and mortgage process.
- Collaborated with Loan Officers to provide timely, accurate service for clients throughout entire mortgage process.
- Checked daily reports each morning to identify priorities or issues for escalation to supervisor.
- Produced and submitted completed loan packages to title and escrow professionals.
Education
Bachelor of Arts - Business
J Sargeant Reynolds Community College
Richmond, VA 08.1992 - 06.1994
Bachelor of Arts - Business
Virginia Commonwealth University
Richmond, VA 09.1990 - 06.1992
High School Diploma -
Patrick Henry High School
Ashland, VA 08.1986 - 06.1990
Skills
Expertise in Encompass, Loan Beam
Work Availability
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Quote
Opportunities Don't happen.You create them.
Chris Grosser
Timeline
Community Manager
Woda Cooper Companies
09.2022 - Current
Jr. Underwriter
First Heritage Mortgage
07.2021 - 02.2022
Senior Mortgage Loan Processor
First Heritage Mortgage
09.2014 - 06.2021
Bachelor of Arts - Business
J Sargeant Reynolds Community College
08.1992 - 06.1994
Bachelor of Arts - Business
Virginia Commonwealth University
09.1990 - 06.1992
High School Diploma -
Patrick Henry High School
08.1986 - 06.1990
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