Stephanie Lewis
Finance Professional
Richmond,VA
Summary
Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals.
Overview
8
8
years of professional experience
7
7
years of post-secondary education
Work History
Community Manager
Woda Cooper Companies
Richmond , VA
09.2022 - Current
- Collaborated site foreman during interior renovations and construction.
- Effectively managed team of (3) maintenance and activities personnel.
- Collected rental payments from residents and kept meticulous records of delinquent accounts with tax credit reconciliation.
- Planned and executed promotional activities to drive community engagement and increase occupancy numbers.
Jr. Underwriter
First Heritage Mortgage
Fairfax, VA
07.2021 - 02.2022
- Monitored underwriting teams' performance and provided mentoring to achieve personal and department production goals with turn times of 48 hours.
- Evaluated debt ratio, loan-to-value ratios, credit scores property valuations and various other factors when making underwriting decisions.
- Review various mortgage types, Investors requirements and defended lenders from FNMA, FHLMC and MI claims.
- Identified portfolio risks resulting from client's underlying business practices, underwriting investigations or fraud exposure.
- Followed through with borrowers, loan processors, loan originators and managed all phases of underwriting process.
Senior Mortgage Loan Processor
First Heritage Mortgage
Charlottesville , VA
09.2014 - 06.2021
- Set up and completed loan submission packages with successful monthly completed loans 35 or more loans per month with 100-loan pipeline.
- Received on-going, comprehensive training on home loan products and mortgage process.
- Collaborated with Loan Officers to provide timely, accurate service for clients throughout entire mortgage process.
- Checked daily reports each morning to identify priorities or issues for escalation to supervisor.
- Produced and submitted completed loan packages to title and escrow professionals.
Education
Bachelor of Arts - Business
J Sargeant Reynolds Community College
Richmond, VA 08.1992 - 06.1994
Bachelor of Arts - Business
Virginia Commonwealth University
Richmond, VA 09.1990 - 06.1992
High School Diploma -
Patrick Henry High School
Ashland, VA 08.1986 - 06.1990
Skills
Expertise in Encompass, Loan Beam
Proficient in all Microsoft Applications
Administrative abilities with strong time management skills
Experienced with Broker, Correspondent Loans, Conventional, Secondary and Constructions Loans
Work Availability
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Quote
Opportunities Don't happen.You create them.
Chris Grosser
Timeline
Community Manager
Woda Cooper Companies
09.2022 - Current
Jr. Underwriter
First Heritage Mortgage
07.2021 - 02.2022
Senior Mortgage Loan Processor
First Heritage Mortgage
09.2014 - 06.2021
Bachelor of Arts - Business
J Sargeant Reynolds Community College
08.1992 - 06.1994
Bachelor of Arts - Business
Virginia Commonwealth University
09.1990 - 06.1992
High School Diploma -
Patrick Henry High School
08.1986 - 06.1990