Stephanie Rectenwal
Greenville,MI
Summary
Highly-qualified Credit Manager driven to minimize risk while capitalizing on opportunities to accomplish bank objectives in sales, customer growth and bottom line profitability.
Overview
27
27
years of professional experience
Work History
Credit Services – U.S. Credit Manager
10.2017 - Current
- Managed Footwear & Apparel A/R Portfolio of $175MM USD
- Manage U.S
- Credit Team
- 3 Supervisors, 1 Financial Analyst, and 26 Credit Analysts/Collectors Team members (Michigan, Indiana, and Boston)
- Conduct performance reviews
- Delegate and oversee special projects
- Coach and mentor team and supporting departments
- Acting Lead on Global Project
- Credit-to-Cash Software (High Radius)
- Transformed U.S
- Credit Department
- Consolidated duties and created new roles for team members
- Communicate with customers and internal partners on credit held orders and credit limits
- Attend credit trade conferences and conventions.
Credit Services – Credit Supervisor
03.2015 - 10.2017
- Supervise Senior Credit Analysts
- Conduct performance reviews
- Delegate and oversee special projects
- Coach and mentor team and supporting departments
- Create, analyze, distribute reports
- Developed Credit Review Process
- Review and analyze customer financial information for new and existing customers
- Communicate with customers and internal partners on credit held orders and credit limits
- Implement new policies and procedures when needed
- Assist with AR cash forecasting and bad debt reserve calculation
- Attend credit trade conferences and conventions
- Served on Creditors’ Committees for bankrupt accounts
- Develop ad-hoc processes and perform reconciliations for AR related business needs
- Receivables finance program
- Vida AR management and reporting.
Credit Services – Senior Credit Analyst (& Reporting)
10.2014 - 03.2015
- Create, analyze, distribute reports
- Reviews and analyzes customer financial information for new and existing customers
- Communicate with customers and internal partners on credit held orders
- Collect receivables
- Acting supervisor of temporary employee.
Credit Services – Credit Analyst
07.2011 - 10.2014
- Reconcile A/R accounts
- Collect on receivables
- Analyze credit worthiness of customers
- Assign and evaluate credit limits
- Prepare and analyze aging reports
- Prepare and analyze DSO and BPDSO reporting.
Global Retail Group – Accounting Associate
08.2005 - 07.2011
- Reconciled/Processed inter-company A/P
- Contacted store locations with receiving discrepancies
- Audited daily cash and sales of our retail stores
- Uncovered, investigated, reported fraudulent transactions
- Reconciled bank statements
- Prepared and entered journal entries to various accounts
- Prepared store P&L statements
- Entered Plan/Budget for retail stores.
Warehouse (DC 47 & 55)
04.1997 - 07.2005
- General warehouse duties
- Managed Workflow/Assigned task (Lead Person)
- Shipping & Receiving.
Education
BBA -
Davenport University
12.2017
ASA -
Montcalm Community College
12.2017
High School Diploma -
Greenville Senior High School
06.1996
Skills
- SAP (AFS, Retail, Analyzer)
- Project Management
- User of D&B, Creditntell, Credit2B (Bill Trust), High Radius, Global Credit Services, NACM
- Microsoft Office Suite
- High Radius
- Lean Six Sigma Green Belt training
- Served on Creditors’ Committees on major bankruptcy cases
- Attended credit trade group meetings and credit conferences
- Political State Party Committee Member
Timeline
Credit Services – U.S. Credit Manager
10.2017 - Current
Credit Services – Credit Supervisor
03.2015 - 10.2017
Credit Services – Senior Credit Analyst (& Reporting)
10.2014 - 03.2015
Credit Services – Credit Analyst
07.2011 - 10.2014
Global Retail Group – Accounting Associate
08.2005 - 07.2011
Warehouse (DC 47 & 55)
04.1997 - 07.2005
BBA -
Davenport University
ASA -
Montcalm Community College
High School Diploma -
Greenville Senior High School