Work Preference
Summary
Overview
Work History
Education
Skills
Relocation
Phone
Military Experience
Timeline
Generic
Stephen Benulis
Open To Work

Stephen Benulis

Senior Financial Analyst
Troutman,NC

Work Preference

Job Search Status

Open to work
Desired start date: Immediately

Desired Job Title

Senior Data AnalystSenior Financial AnalystCredit Risk AnalystSenior Budget AnalystSenior Financial Reporting Analyst

Work Type

Full TimeContract Work

Location Preference

On-SiteRemoteHybrid
Location: Charlotte, NCWinston-Salem, NC
Open to relocation: No

Salary Range

$86000/yr - $130000/yr

Important To Me

Healthcare benefitsPaid time off401k matchPaid sick leaveCareer advancementCompany CultureWork-life balance

Summary

Dynamic Credit Portfolio Analyst with a proven track record at Citigroup, excelling in data analytics and reporting. Expert in Access and Excel Power BI, I streamlined processes, reducing report preparation time by 75%. Recognized for leadership in cross-functional projects, I deliver impactful insights and drive compliance with regulatory standards.

Overview

17
17
years of professional experience

Work History

Credit Portfolio Analyst - Small Business Banking (VP Promotion)

Citigroup
Tampa, FL
09.2017 - 06.2024
  • Managed quarterly CECL process, overseeing milestone execution and ensuring compliance with firm‑wide standards and Second Line of Defense expectations, enhancing accuracy in credit reserve reporting.
  • Coordinated with Country Risk, stress‑testing teams, multi‑scenario modeling groups, and Retail Risk to support timely review, submission, and compliance with credit reserve requirements.
  • Utilized proprietary data‑collection tools, templates, and systems to compile, validate, and report Small Business credit allowance results.
  • Partnered with modeling and country risk teams assessing the impact of macroeconomic forecasts, portfolio composition, and qualitative adjustments on credit provisions.
  • Prepared materials and facilitated quarterly CECL review sessions with Senior Risk Management.
  • Supported transition activities for Small Business portfolios during international market liquidations, facilitating timely adjustments to credit risk assessments.
  • Collaborated with Capital Planning and RWA Integrity teams to transition derivative RWA calculations from the Current Exposure Method (CEM) to the Standardized Approach for Counterparty Credit Risk (SA‑CCR) under Basel IV.
  • Conducted analytics on large datasets, producing detailed monthly and quarterly trade reporting for multiple Managed Segments of the Trading Book.
  • Ensured accuracy of RWA calculations in alignment with Topside Methodology; partnered with FRSS, Finance, Risk, and Technology to maintain consistency with strategic objectives.
  • Assessed risks and control requirements to support tactical solutions enabling timely and accurate RWA reporting amid evolving regulatory expectations.
  • Served as Lead Analyst for the Contract Level Reconciliation Summary, redesigning an 11‑page report and validating results, contributing to the team’s Citi Shared Services Quarterly Award (Aug 2021).
  • Led Cards FRB regulatory change implementation and EUC reduction initiatives; developed a Power Query database enabling multi‑month comparative analysis and rapid identification of data discrepancies between Optima and Genesis.
  • Coordinated cross-functional testing to reduce EUC files and ensure alignment across RegInsight reports.
  • Produced ad‑hoc reports using PivotTables and VLOOKUPs to identify and reconcile discrepancies between RegInsight and Argus Edit Checks, improving data integrity for regulatory submissions.
  • Recognized as FRSS Employee of the Month (April 2021).
  • Developed Power Query‑based workbooks to validate data movement across systems for Federal Reserve reporting.
  • Tested and confirmed product derivations and categorizations in accordance with Global Liquidity Management (GLM) business rules through the Enriched Landing Pad (ELP), using HPQC for documentation and review.
  • Streamlined data‑collection processes across multiple countries, accelerating preparation of Net Stable Funding Ratio (NSFR) reporting.
  • Created ad‑hoc reporting solutions leveraging Power Query to combine Access‑like functionality with Excel automation for rapid data refresh and analysis.

Strategy and Execution Analyst (Contractor 1 Year)

Citigroup (Collabera)
Tampa, FL
09.2016 - 09.2017
  • Analyzed financial data to identify trends and inform decision-making processes.
  • Collaborated with cross-functional teams to support project execution and strategic initiatives.
  • Designed and implemented two Access databases, reducing time to calculate management headcount layers from 2–3 hours to approximately 10 minutes.
  • Redesigned multi‑tab Excel workbook to enable single monthly input for dynamic updates across all dependent worksheets, enhancing scenario modeling efficiency and minimizing manual workload.
  • Developed reports and visualizations to communicate insights to stakeholders effectively.

Metric Consultant / Statutory Reporting Analyst

MetLife
Tampa, FL
11.2007 - 09.2016
  • Prepared quarterly and annual statutory financial statements for Metropolitan Tower Life Insurance Company, including Blue Book filings, audited statements, MD&A, and NY supplements, ensuring compliance and accuracy in reporting.
  • Presented financial results and analytical insights to senior leadership quarterly, facilitating informed decision-making and strategic planning.
  • Led development of a database for 300+ account representatives to distribute 30,000 transaction errors daily, reducing outstanding errors by 20,000 within two months and decreasing report preparation time from four hours to one.
  • Led development of a database distributing 30,000 transaction errors to 300+ account representatives daily, reducing outstanding errors by 20,000 within two months and cutting report preparation time from four hours to one.
  • Built multiple Access databases integrating data from several sources to automate distribution of over 600,000 general ledger records into reporting workbooks using macros and VLOOKUPs.
  • Presented financial results and analytical insights to senior leadership on a quarterly basis.
  • Led a team of five to enhance the Snapshot file used by AICs for balance sheet preparation and quarterly/annual analytics.

Education

BS - Finance

Rutgers University
Newark

Skills

  • Financial & Data Systems: PeopleSoft
  • Financial & Data Systems: Cognos
  • Financial & Data Systems: Oracle Business Intelligence
  • Financial & Data Systems: QlikView
  • Analytics & Reporting: Tableau
  • Analytics & Reporting: Business Objects
  • Microsoft Office: Excel (macros, PivotTables)
  • Microsoft Office: Power BI
  • Microsoft Office: Power Query
  • Microsoft Office: Access (database development)
  • Testing & Quality Tools: HPQC
  • Testing & Quality Tools: Inquiry Framework (IFW)
  • Microsoft Office: Word
  • Microsoft Office: PowerPoint
  • Testing & Quality Tools: Inquiry Framework (IFW)

Relocation

Tampa, FL, Charlotte, NC, 06/01/24

Phone

cell, 813-765-0201

Military Experience

  • U.S. Army Active Duty, Ft. Bragg, NC, Stuttgart, Germany, Supervised a telecommunications team of 4–6 personnel., Diagnosed and repaired database and electronic components for a 600-line switchboard.
  • NJ Army / Air National Guard, McGuire AFB, NJ, Sea Girt, NJ, Served as Editor of the Air Guard Public Affairs Newsletter - Wing Tips., Supported community relations by communicating the mission and value of the Air National Guard.

Timeline

Credit Portfolio Analyst - Small Business Banking (VP Promotion)

Citigroup
09.2017 - 06.2024

Strategy and Execution Analyst (Contractor 1 Year)

Citigroup (Collabera)
09.2016 - 09.2017

Metric Consultant / Statutory Reporting Analyst

MetLife
11.2007 - 09.2016

BS - Finance

Rutgers University

Similar Profiles

  • Ayman ElsayedAyman Elsayed

    Small business banking Credit Analyst at TD Canada TrustSmall business banking Credit Analyst at TD Canada Trust

  • Brandon Kyle HensleyBrandon Kyle Hensley

    Portfolio Manager, VP Business Banking at United BankPortfolio Manager, VP Business Banking at United Bank

  • NILESH KUMARNILESH KUMAR

    Manager –Business Banking(Credit Risk & Portfolio) at Federal Bank LtdManager –Business Banking(Credit Risk & Portfolio) at Federal Bank Ltd

  • Jenna PierceJenna Pierce

    VP Tech, Business Analyst / Enterprise Reporting / Portfolio Management and Execution at LPL FinancialVP Tech, Business Analyst / Enterprise Reporting / Portfolio Management and Execution at LPL Financial

CREATE PROFILE
Stephen BenulisSenior Financial Analyst