Stephen J. Craney
Jamison,PA
Summary
Real Estate Appraiser with over 20 years of experience dedicated to producing accurate valuations and reviews of private homes, condominiums and multi-family properties. The ability to analyze and value real property, dissect appraisal reports and reconcile conflicting reports to solve problems and risk assessment. Knowledgeable about materials and typical processes for constructing similar buildings. Excellent understanding of local market combined with excellent research skills and a desire to learn new processes for collateral risk underwriting.
Overview
27
27
years of professional experience
1
1
Certification
Work History
Real Estate Appraiser
Sole Proprietorship
Jamison, PA
09.1998 - Current
- Performed real estate appraisal reviews for various lending institutions, attorneys and individuals.
- Real estate experience primarily includes local appraising of residential one to four family attached and detached dwellings as well as high dollar residential properties and multifamily mixed use dwellings for divorce, bankruptcy, disposition, financing.
- Managed day-to-day business operations with up to 150 appraisal assignments per month
- Consulted with customers to assess needs and propose optimal solutions.
- Trained and motivated employees to perform daily business functions.
- Enhanced operational efficiency and productivity by managing budgets, accounts and costs.
Lending Officer
OAI Bank Services
Lending Officer, Marlton, NJ
01.1995 - 09.1998
- Assisted clients with improving financial health by counseling on issues such as excessive spending and borrowing.
- Worked with underwriters to fix application problems and resolve issues.
- Originated, reviewed, processed, closed and administered customer loan proposals.
- Examined customer loan applications for loan approvals and denials.
- Developed prospects for new loans by conducting 20-30 cold calls weekly
- Handled 20-40 calls per day to address customer inquiries and concerns
Education
Bachelor of Science - Marketing -1992
LaSalle University
Philadelphia, PA (1992)1992
High School Diploma -
Father Judge High School
Philadelphia, PA - 19851985
Skills
- 20 Years experience in Real Property Valuation and Review
- FHA Approved Appraiser
- Report Writing
- Lender Practices
- Microsoft Word and Excel
- Market Trend Analysis
- Real Estate Knowledge
- Guidelines Understanding
Certification
PA State Certified Real Estate Appraiser - 2000
RL-0035158-R
Timeline
Real Estate Appraiser
Sole Proprietorship
09.1998 - Current
Lending Officer
OAI Bank Services
01.1995 - 09.1998
Bachelor of Science - Marketing -1992
LaSalle University
High School Diploma -
Father Judge High School
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