Sue Dispensa
Chanute,KS
Summary
Seasoned Examiner with a robust background in IT and cybersecurity assessments, notably at the Federal Reserve Bank. Expert in community bank compliance, risk management, and leadership, having significantly enhanced operational resilience and regulatory adherence. Skilled in mentoring staff and fostering stakeholder relationships, my work has directly contributed to improved bank safety and soundness across the region.
Overview
33
33
years of professional experience
1
1
Certification
Work History
Examiner – IT Supervisory Risk Specialist
Federal Reserve Bank
Kansas City, MO
10.2017 - Current
- Conduct comprehensive IT and cybersecurity examinations for community banks across the region, ensuring compliance with FFIEC and Federal Reserve Board regulations.
- Assess IT governance, information security, risk management, vendor oversight, and business continuity to help banks enhance operational resilience.
- Provide guidance and practical recommendations to bank executives, enabling them to strengthen IT infrastructure and risk controls.
- Trained and mentored new examiners as well as community bank safety & soundness examiners through the 10th District Emergence Program.
- Collaborate with bank leadership teams, fostering regulatory compliance while supporting their mission to serve local businesses and communities.
Internal Auditor
Patriots Bank
Garnett, KS
09.2015 - 10.2017
- Led internal audits to ensure compliance with state banking laws, the Bank Secrecy Act (BSA), and internal risk controls.
- Developed operational policies and procedures, improving compliance efficiency.
- Conducted financial reporting audits, verifying the accuracy of Call Reports and internal financial statements.
- Served as a regulatory liaison, helping the bank navigate compliance requirements while maintaining community-focused service.
Principal Examiner
Office of the State Bank Commissioner
Erie, KS
04.1992 - 09.2015
- Led regulatory safety and soundness examinations of Kansas community banks, evaluating financial stability and compliance
- Conducted loan portfolio reviews, assessing credit quality, lending practices, and documentation
- Examined capital, earnings, and risk management to ensure banks operated within regulatory guidelines
- Supervised examination teams, providing leadership and oversight for complex community bank reviews
Credit Operations
Community National Bank
Chanute, KS
05.2004 - 05.2005
- Assisted in loan underwriting and risk analysis, ensuring compliance with bank lending policies
- Reviewed credit documentation to minimize loan portfolio risk
Internal Auditor
Labette Bank
Altamont, KS
04.2003 - 04.2004
- Conducted internal audits, identifying operational inefficiencies and recommending process improvements
Education
Bachelor of Science - Cybersecurity
Missouri State University
05.2022
Bachelor of Science - Business Education
University of Central Missouri
12.1991
Skills
- Community Bank Compliance and Risk Management
- IT and Cybersecurity Assessments
- Bank Secrecy Act (BSA) and Internal Audits
- Vendor and third-party risk management
- Loan Portfolio and Credit Risk Review
- Supervision
- Call Report and Financial Statement Analysis
- Regulatory Examinations and Governance
- Leadership and Training for Bank Staff
Key Skills And Expertise
- Community Bank Compliance & Risk Management
- IT & Cybersecurity Assessments
- Bank Secrecy Act (BSA) & Internal Audits
- Vendor & Third-Party Risk Management
- Loan Portfolio & Credit Risk Review
- Call Report & Financial Statement Analysis
- Regulatory Examinations & Governance
- Leadership & Training for Bank Staff
Certification
- Certified Information Security Auditor January 2019
Timeline
Examiner – IT Supervisory Risk Specialist
Federal Reserve Bank
10.2017 - Current
Internal Auditor
Patriots Bank
09.2015 - 10.2017
Credit Operations
Community National Bank
05.2004 - 05.2005
Internal Auditor
Labette Bank
04.2003 - 04.2004
Principal Examiner
Office of the State Bank Commissioner
04.1992 - 09.2015
Bachelor of Science - Cybersecurity
Missouri State University
Bachelor of Science - Business Education
University of Central Missouri
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