Sunada Brookins
Olive Branch,MS
Summary
Accomplished Director of CRA & Fair Lending at Hancock Whitney, I leveraged legal and regulatory compliance expertise to develop a robust and comprehensive CRA and Fair Lending program to ensure a satisfactory exam. Collaborative leader that builds relationships with community stakeholders. Provided direction and leadership to bank's external Advisory Board.
Overview
37
37
years of professional experience
Work History
Director of CRA & Fair Lending
Hancock Whitney
04.2011 - 03.2021
- Manage Community Reinvestment ACT (CRA) program and regulatory compliance functions in preparation for CRA/Fair Lending FDIC exams.
- Managed CRA and Fair Lending strategy.
- Collaboratively work with business partners to achieve desired CRA and Fair Lending goals.
- Author annual CRA Self Assessment including performance context and demographic data.
- Managed the bank's annual competitive grant process.
- Serve on various non-profit boards and committees
Community Affairs Officer
Hancock Whitney Bank
08.1998 - 04.2011
- Facilitated partnerships that promoted effective community development lending opportunities.
- Worked with various non-profit groups to conduct a community needs assessment.
- Assisted non-profit housing groups with Federal Home Loan Bank grant applications.
- Provided CRA technical support to assessment areas within the bank's five state footprint.
- Established effective relationships with key stakeholders both internally and externally for increased collaboration opportunities.
- Kept abreast of CRA regulatory changes to minimize risk to the bank.
Loan Delivery Manager
First National Bank of Commerce (NKA, CHASE)
08.1994 - 07.1998
- Managed the workflow and prompt shipment of closed mortgage loan files to the secondary market.
- Managed the sale and delivery of loans to Fannie Mae and FHA.
- Managed the insuring of government loans and securing final recorded documents.
- Supervision of Staff
Affordable Housing Loan Originator
First National Bank of Commerce (nka Chase)
01.1992 - 08.1994
- Originated FHA, VA, and Conventional residential mortgage loans.
- Specialized in lending programs for low and moderate-income families.
- Conducted homebuyers training classes fro community groups and non-profit organizations.
- Participated in ongoing training sessions to stay current on industry trends, lending guidelines, and product offerings.
- Worked closely with processors and underwriters to expedite the approval of loans while maintaining high-quality standards.
- Participated in bank outreach efforts.
Personal Banker
First National Bank of Commerce (NKA Chase)
03.1984 - 01.1992
- Assisted customers with setting up or closing accounts, completing loan applications, and signing up for new services.
- Managed loan and deposit portfolios.
- Maintained compliance with bank policies and regulations while executing various financial transactions for customers.
- Utilized strong interpersonal communication skills during client interactions, resulting in increased trust and fostering long-lasting relationships.
Education
Bachelor of Science - Business Administration And Management
University of New Orleans
New Orleans, LA05.2009
Skills
- Legal and Regulatory Compliance
- Partnerships and Alliances
- Strategies and goals
- Program Management
- Verbal and written communication
Accomplishments
Achieved 2 outstanding CRA Ratings and no Fair Lending violations. Created the bank's first Community Development competitive grant program. Created the bank's first CRA Advisory Board made up of external stakeholders.
Affiliations
- Licensed Real Estate Agent (Louisiana inactive)
Timeline
Director of CRA & Fair Lending
Hancock Whitney
04.2011 - 03.2021
Community Affairs Officer
Hancock Whitney Bank
08.1998 - 04.2011
Loan Delivery Manager
First National Bank of Commerce (NKA, CHASE)
08.1994 - 07.1998
Affordable Housing Loan Originator
First National Bank of Commerce (nka Chase)
01.1992 - 08.1994
Personal Banker
First National Bank of Commerce (NKA Chase)
03.1984 - 01.1992
Bachelor of Science - Business Administration And Management
University of New Orleans