Susan Ricks
122 Kyles Court Lexington,North Carolina
Summary
Detailed Senior Mortgage Underwriter offering 30-year background. Analytical and flexible professional comfortable working in high stress environment while delivering excellent customer service. Communicates well with applicants and team members. Organized worker confidently familiar with various software systems.
Overview
10
10
years of professional experience
Work History
Senior Mortgage Underwriter
BayFirst National Bank
03.2021 - Current
- Mortgage Loan Risk Analysis, Income, Assets, Credit and Collateral Review
- Investigations,
- Documentation, Articulating Findings
- Reporting suspicious activity related to Bank Secrecy Acts and
- Anti-Money Laundering, Elder Abuse, and Fraud
- Computer navigations skills with internal and external database sources
- Maintained required production volumes and quality
- Risk Analysis, Financial
- Transaction Analysis, Data Analysis, and Risk Assessments.
Senior Mortgage Underwriter III
Wells Fargo
03.2015 - 02.2021
- 7 years 2 months +, Risk Analysis, Income, Credit, Assets, and Collateral review
- Investigations, Documentation, Articulating
- Conducted comprehensive analysis and evaluated risk.
- Findings, SARs reporting suspicious activity related to Bank Secrecy Acts and Anti-Money Laundering.
- Evaluated Loans according to risk, hazard and exposure guidelines and make accurate decisions.
Education
BSA/AML
American Bankers Association
Skills
- Financial Analysis
- Corporate Financial Statements
- Fraud Detection and Prevention
- Process Improvement
- Risk Analysis
- Analytical and Critical Thinking
- Problem-Solving
- Creditworthiness Determination
- Collateral Evaluation
- Documentation/Technical Writing
- Microsoft Suites
- Fraud Detection
- Anti-Money Laundering
Timeline
Senior Mortgage Underwriter
BayFirst National Bank
03.2021 - Current
Senior Mortgage Underwriter III
Wells Fargo
03.2015 - 02.2021
BSA/AML
American Bankers Association
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