Suzanne Schwan
Festus,MO
Summary
Skilled underwriter specializing in Jumbo and Collateral, and disclosure review offering more than 30 years of experience to growing organizations. Highly adept in underwriting moderate to complex policies.
Overview
31
31
years of professional experience
Work History
Senior Underwriter
DAS Acquisition Co, LLC
04.2001 - 10.2023
- Applied knowledge of underwriting guidelines to maintain compliance with applicable regulations and company standards for conforming, FHA, VA, non conforming Jumbo, manual underwriting and several bond loan programs.
- Analyzed financial documentation, including paystubs and tax returns, credit reports, title, appraisal and other required documents to make prudent underwriter decisions to minimize risk.
- Reviewed state, federal and required program disclosures for compliance with each loan reviewed.
- Mentored new hire and junior underwriters in both technical and best practice company standards under DAS Buddy program.
- Primary non conforming Jumbo underwriter and Collateral Risk underwriter.
- During tenure held many positions including assistant to the company President and founder, Encompass trainer, Trainer for new Loan Officers entering the mortgage industry, Processing Manager, Underwriting Manager, Post Closing Manager, and Appraisal Department Manager.
Processor
Loansurfer
04.2000 - 04.2001
- Company was acquired by DAS Acquisition Co, LLC
Processor/Underwriter
GMAC
04.1998 - 03.2000
- Processed, underwrote, closed and funded conforming loans for assigned region.
- Processed, closed and funded FHA and VA loans for assigned region.
- Certified under Employee First Program
- Only employee within company certified to process, underwrite, close, fund, insure and handle post closing for West Virginia bond program.
Processor
Prism Mortgage
08.1997 - 03.1998
- Processed mortgage loans for conforming, FHA, and subprime.
- Company is no longer in existence.
Processor
Eagle Bank
09.1992 - 08.1997
- Processed conforming and FHA loans on wholesale basis.
- Bank was sold to Enterprise Bank.
Education
Bachelor of Science - Accounting
University of Missouri - St Louis
St Louis, MO05.1995
Skills
- Risk Assessments
- Guidelines Understanding
- Analyzing Data
- Organized
- Independent
- Multi tasker
- Self motivated
- Encompass (Mortgage Software)
- Microsoft Word
- Microsoft Excel
Timeline
Senior Underwriter
DAS Acquisition Co, LLC
04.2001 - 10.2023
Processor
Loansurfer
04.2000 - 04.2001
Processor/Underwriter
GMAC
04.1998 - 03.2000
Processor
Prism Mortgage
08.1997 - 03.1998
Processor
Eagle Bank
09.1992 - 08.1997
Bachelor of Science - Accounting
University of Missouri - St Louis
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