TAMMY MULKEY
New Port Richey,FL
Summary
Highly experienced title professional with 30+ years supporting national and regional title companies. Proven expertise in title examination, commitment preparation, lien searches, foreclosure research, and document preparation. Known for accuracy, speed, and reliability in high-volume environments.
Results-driven professional with strong background in property title examination and research. Proven ability to identify and resolve title issues, ensuring clear and marketable titles. Valued for collaborative approach to teamwork and unwavering commitment to achieving accurate and thorough results. Possesses key skills in document analysis, legal compliance, and problem-solving.
Overview
35
35
years of professional experience
Work History
Title Examiner
Timios National Title Company
01.2022 - Current
- Examined complex search packages, prepared title commitments, conducted national public record searches, researched foreclosure deeds, and produced accurate property title reports.
- Analyzed property titles to identify discrepancies and ensure compliance with legal standards.
- Conducted thorough title searches utilizing advanced software and databases for accurate reporting.
Title Examiner
Bay National Title
01.2020 - 01.2022
- Reviewed title search packages, prepared title commitments, performed national searches, and typed title reports.
- Collaborated with stakeholders to resolve title issues, enhancing customer satisfaction and trust.
- Reviewed legal documents and contracts, ensuring clarity and alignment with state regulations.
- Implemented process improvements that increased efficiency in title review workflows by streamlining documentation procedures.
- Developed standardized guidelines for title examinations to maintain consistency across all projects and reduce errors.
Title Examiner
Brightline Title
01.2018 - 01.2020
- Examined multi-state title search packages and prepared title commitments for national transactions.
- Mentored junior examiners on best practices in title examination and quality assurance processes.
- Led training sessions for staff on new technologies, improving team capabilities and service delivery outcomes.
- Skillfully negotiated resolutions to complex title discrepancies that facilitated smooth property transfers.
Title Operations Specialist
Reltco Title Insurance Company
01.2016 - 01.2018
- Typed title commitments, reviewed title searches, managed order entry, and tracked search status.
- Streamlined title insurance processing workflows to enhance operational efficiency.
- Managed document review and compliance checks to ensure accuracy in transactions.
Title Examiner
Best Title Services
01.2013 - 01.2015
- Conducted lien searches, examined title reports, prepared deeds, ordered payoffs, and cleared title issues.
- Reduced errors in title examinations through diligent verification of property records and legal descriptions.
- Identified potential risks or concerns during the title examination process, proactively addressing them to minimize delays.
Title Examiner
MVP National Title
01.2009 - 01.2013
- Prepared commitments, examined titles, handled order entry, deed prep, lien searches, and service desk support.
- Enhanced client satisfaction by providing accurate and timely title reports and documentation.
- Expedited closings by efficiently preparing all necessary documents for finalization ahead of schedule.
Title Examiner
Chicago Title Insurance Company
01.2004 - 01.2008
- Increased efficiency in the workplace by implementing organizational systems for managing case files and documentation.
- Prepared property reports.
Title Supervisor
Archer Land Title Insurance Company
01.2001 - 01.2004
- Oversaw title examination process ensuring compliance with state regulations and company policies.
- Managed risk assessment initiatives, improving underwriting accuracy and minimizing potential liabilities.
- Led team in implementing new digital record-keeping system, enhancing data retrieval efficiency by 30%.
Title Specialist
Guarantee Title Insurance Company
01.1997 - 01.2001
- Conducted thorough title searches to ensure accurate property ownership verification.
- Reviewed and analyzed legal documents for compliance with state regulations.
- Collaborated with real estate professionals to facilitate smooth transaction processes.
- Developed and maintained relationships with clients, enhancing customer satisfaction and retention.
Title Clerk
Morrison Title
01.1996 - 01.1997
- Processed title documents accurately, ensuring compliance with state regulations and industry standards.
- Facilitated title transfers by coordinating with various stakeholders, enhancing transaction efficiency.
Title Clerk
Midwest Title
01.1991 - 01.1995
- Reviewed and verified legal descriptions of properties to guarantee accurate title records.
- Mentored junior staff on title processing procedures and best practices for improved accuracy.
- Implemented streamlined workflows that reduced processing time for title applications significantly.
Education
High School Diploma -
Perry Meridian High School
Indianapolis, IN05-1990
Skills
- Title Examination & Clearance
- Title Commitments & Final Policies
- National Public Records Searching
- Foreclosure & Deed Research
- Lien Searches & Payoff Processing
- Order Entry & Status Tracking
- Deed Preparation
- High-Volume Accuracy
- Typing Speed: 75–80 WPM
- Multi-Tasking
- Underwriting guidelines
- Title commitment preparation
Timeline
Title Examiner
Timios National Title Company
01.2022 - Current
Title Examiner
Bay National Title
01.2020 - 01.2022
Title Examiner
Brightline Title
01.2018 - 01.2020
Title Operations Specialist
Reltco Title Insurance Company
01.2016 - 01.2018
Title Examiner
Best Title Services
01.2013 - 01.2015
Title Examiner
MVP National Title
01.2009 - 01.2013
Title Examiner
Chicago Title Insurance Company
01.2004 - 01.2008
Title Supervisor
Archer Land Title Insurance Company
01.2001 - 01.2004
Title Specialist
Guarantee Title Insurance Company
01.1997 - 01.2001
Title Clerk
Morrison Title
01.1996 - 01.1997
Title Clerk
Midwest Title
01.1991 - 01.1995
High School Diploma -
Perry Meridian High School