Dedicated and adaptable professional with a proactive attitude and the ability to learn quickly. Strong work ethic and effective communication skills. Eager to contribute to a dynamic team and support organizational goals.
Overview
19
19
years of professional experience
Work History
Customer Success
American Airlines
DFW Headquarters, TX
10.2007 - Current
Utilized various software and tools to streamline processes and optimize performance.
Promoted high customer satisfaction by resolving problems with knowledgeable and friendly service.
Contributed innovative ideas and solutions to enhance team performance and outcomes.
Utilized advanced technical skills and expertise to troubleshoot complex problems and implement solutions.
Worked with cross-functional teams to achieve goals.
Provided support and guidance to colleagues to maintain a collaborative work environment.
Assisted with customer requests and answered questions to improve satisfaction.
Worked successfully with diverse group of coworkers to accomplish goals and address issues related to our products and services.
Conducted comprehensive research and data analysis to support strategic planning and informed decision-making.
Loan Underwriter
Nationstar Mortgage
Irving, TX
01.2010 - 05.2014
Consulted with clients regarding their mortgage options and qualifications.
Evaluated borrower's credit reports from major bureaus including Equifax, Experian, TransUnion.
Documented findings into a comprehensive report that was presented to senior management for review.
Analyzed borrower's income, assets and liabilities to determine eligibility for loan approval.
Provided technical guidance to junior staff members when needed.
Prepared detailed reports outlining reasons why certain loans were approved or declined.
Researched financial background of potential borrowers to assess credit worthiness.
Verified employment history, bank statements, tax documents and other financial records for completeness and accuracy.
Underwriting Coordinator
EMC Mortgage
Lewisville, TX
10.2006 - 12.2009
Maintained a database of current mortgage rates offered by various lenders.
Served as a resource for colleagues seeking guidance on difficult cases.
Determined appropriate risk classifications for applicants based on credit history, income, assets, and other criteria.
Ensured compliance with all applicable laws and regulations governing the insurance industry.
Conducted financial analysis of applicant's ability to repay loans.
Participated in training sessions related to underwriting practices.
Verified information on loan documents including tax returns and pay stubs.
Ensured compliance with all applicable state and federal laws governing the mortgage industry.
Reviewed and analyzed loan applications for accuracy and completeness.
Monitored changes in regulations affecting loan products and adjusted policies accordingly.
Assisted in the development of new underwriting policies and procedures.
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