Teddy Salazar
Bloomfield Hills,MI
Summary
Hardworking and reliable Finance Manager with a strong ability to produce high PVR. Offering 30+ years of experience as Finance Manager and Finance Director, professional in sub-primed deals. Highly organized, proactive, and punctual with a team-oriented mentality.
Overview
31
31
years of professional experience
2
2
Languages
Work History
Finance & Insurance Manager
Les Stanford Buick GMC(Former Suburban Buick GMC)
Ferndale , MI
2018.11 - 2024.03
- Negotiated loan terms and conditions with banks, credit unions, and other lending institutions.
- Prepared and presented financial reports to upper management.
- Analyzed customer credit histories to determine eligibility for loans.
- Reviewed contracts for accuracy before signing by customers.
- Processed applications for new or used vehicle loans efficiently and accurately.
- Monitored current market rates for competitive pricing of loans offered.
- Ensured compliance with all applicable state and federal regulations about auto financing services.
- Collaborated with sales staff to maximize opportunities for profitable deals.
- Ensured compliance with all applicable state and federal regulations about auto financing services.
- Collaborated with sales staff to maximize opportunities for profitable deals.
- Developed relationships with third-party vendors who provided additional products or services related to automotive finance.
- Coordinated training sessions for employees on proper handling of automobile loan paperwork.
- Helped customers make decisions about loans and leases based on availability, terms and benefits.
- Identified valuable solutions for customers with credit problems. 30+ years experience in sub-prime credit.
- Developed loan contracts and explained contract terms to clients.
- Reviewed loan agreements to verify completeness and accuracy according to applicable policies.
- Analyzed applicant financial and credit status, evaluating assets and risk to determine loan feasibility.
- Met with applicants to obtain information for loan applications and answer questions about processes.
- Stayed abreast of lending regulations, industry trends and market rates.
- Listened carefully to customer complaints and swiftly resolved issues by taking appropriate action.
- Reviewed credit histories from applicants and determined feasibility of requested loans.
Finance & Insurance Manager
Suburban CJDR of Farmington Hills
Farmington Hills , MI
2013.11 - 2018.11
Finance Director
AutoNation
Margate & Miami , FL
1993.02 - 2009.11
Education
Bachelor of Science - Business Administration
1980-12
Skills
- Highly Detail-Oriented
- Exceptionally Organized
- Verbal And Written Communication
- Deal Structuring
- Staff Training
- Lender Relationships
- Compliance
- Document Preparation
- Regulatory Compliance Monitoring
- Legal Compliance
- Program Leadership
- Lending Practices
- Customer Service
- Staff Leadership And Development
- Coaching And Training
- Management Experience
Accomplishments
- For 10 years I had the role of Finance Director for Autonation Ford Margate, overseeing a finance department of 10 Finance Managers and delivering every month over 1200 vehicles, with above average PVR and Product penetration.
Affiliations
- I like to camping and fishing. I enjoy doing handyman jobs around my house or helping neighbors.
References
References available upon request.
Work Availability
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Timeline
Finance & Insurance Manager - Les Stanford Buick GMC(Former Suburban Buick GMC)
2018.11 - 2024.03
Finance & Insurance Manager - Suburban CJDR of Farmington Hills
2013.11 - 2018.11
Finance Director - AutoNation
1993.02 - 2009.11
Pacific University - Bachelor of Science, Business Administration
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