Tejaswini Madeti
Columbus,OH
Summary
Result-oriented and meticulous banking expert with six and half years of financial sector experience. I am looking for a challenging position as an analyst where I can use my expertise in financial reporting, data analysis, and banking. Adept at spotting patterns, evaluating risk, and offering insightful information to help with wise decision-making. A track record of excellence in providing advice and financial analysis to maximize corporate performance.
Overview
7
7
years of professional experience
Work History
Operational Analyst
Finac Plus
08.2020 - 03.2023
- Underwriting
- Responsible for Mortgage Loan Process and help, in evaluating loans
- Responsible to get all Documents from Potential Borrower or a Broker
- Review and audit of documentation as per checklist and ensure completeness of loan file
- KYC documents of the Borrower (Employee, Employed, Small Business, Corporation etc)
- Property Appraisal, Risk Analysis and Valuation Ratios related to Property and Loan
- Title of Property and Verification, Title Insurance Policy and related checks
- Verification of Property Insurance Policy, Property Taxes and other Governmental clearances
- Assessment of Credit Appraisal of the Borrower and getting third party reports
- Income sources of Borrower and repayment capacity
- Experience of the Borrower, Other properties of the borrower and verification
- Income Appraisal of property and Cash flows from property, Interest Calculations and repayment schedules
- Loan Amount, Eligibility, Release Schedules and Related repayment schedule
- Effective communication by email, by phone, and obtains the proper documentation needed
- Assist our Loan Officers with preparing term sheets by understanding loan programs
- Entering/updating data in origination system and Preparing a Excel sheet that is used to ensure the loan fits the guidelines of loan buying partners.
Financial Analyst
Wells Fargo, Pvt. Ltd
08.2016 - 04.2020
- Performed Second Level Quality Checks with respect to Title Insurance
- Servicing of the defaulted residential mortgages owned by the organization in accordance with the US
- State mortgage acts and Housing Urban Development rules and regulations
- Procuring invoices from various vendorʼs application
- Reconciling with the system and preparing backup documentation and preparing the final package for the claim
- Supporting the customers and briefing them of the available options for resolving and repaying their defaulted residential loans or delinquent loans
- Involved in the negotiation with the customers for making final settlements
- Acted as a point of contact for the customers for settlements of the bad debts
- Monitoring oversight and quality control to ensure a positive customer experience throughout the servicing of the loans
- Review Title insurance documents and verifying the documents
- Provide insights and inputs to the team with regards to the purchase and refinancing of loans
- Maintaining the reports with regards to the production done by the team onsite and offsite
- Sending mails and seeking responses from the customers and attorneys for the defaulted residential loans
- Maintaining the reports related to the quality management and effective productivity report
- Simultaneously handling various projects of different clients with emphasis on quality control
- Updating the details of Title Insurance and General Insurance
- Complying with the norms of RMBS (Residential Mortgage Backed Securities) and CMBS (Commercial
- Mortgage Backed Securities).
Education
Bachelor of Commerce - Commerce, Economics and Civics
Villa Marie Degree College
Sri Chaitanya Junior College
G. Pulla Reddy High School
Master of Science - Business Analytics
Franklin University
Columbus, OH03.2025
Skills
- Microsoft Office Word
- Microsoft Office Excel
- Tally ERP 90, SAP
- ICMP, CPI, Black Knight, CMAX
- Ability to rapidly build relationship and set up trust
- Confident, Optimistic and Determined
- Devoted team coordinator
- Ability to cope up with different situations
- Possess excellent oral and written communication skills
- Attention to detail with respect to filings and servicing of loans
- Ability to review complex written documents, summarizing it, to draw conclusions, legal
- Interpretations
Languages
English
Professional Working
Hindi
Native or Bilingual
Telugu
Native or Bilingual
Timeline
Operational Analyst
Finac Plus
08.2020 - 03.2023
Financial Analyst
Wells Fargo, Pvt. Ltd
08.2016 - 04.2020
Bachelor of Commerce - Commerce, Economics and Civics
Villa Marie Degree College
Sri Chaitanya Junior College
G. Pulla Reddy High School
Master of Science - Business Analytics
Franklin University
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