Tena Linse
ARPIN,Wisconsin
Summary
Most recent employment was for one of the 15 largest banks in the US for over 8 years. Managing a portfolio of Production Agriculture Clients as an analyst, reviewing financials and completing (bank) monitoring requirements for the entire Production Agriculture Portfolio. Review of consultant statements, tax returns and compiled financials for the full book. Employment prior was a tax accountant for a small production Ag firm in Central WI.
Overview
13
13
years of professional experience
Work History
Portfolio Manager
BMO Bank
11.2015 - 12.2023
- Advised clients on aspects of capitalization, such as amounts, sources, or timing.
- Analyzed financial or operational performance of companies facing financial difficulties to identify or recommend remedies.
- Analyzed financial and operational performance of all 400+ companies within Production Ag portfolio.
- Supported customer's in preparation of monthly and annual financial statements.
- Established internal audit procedures to validate and improve accuracy of financial reporting.
- Collaborated on projects with other professionals, such as lawyers and accountants.
- Confered with clients to restructure debt, refinance debt, or raise new debt.
- Created client presentations of financing requests and budget projections.
- Developed and maintain client relationships.
- Employed financial models to develop solutions to financial problems or to assess financial or capital impact of transactions.
- Prepared all materials for transactions or execution of deals.
- Presented oral or written reports on general economic trends, individual corporations, and entire industries.
- Supervised, trained, and mentored junior team members.
Tax Accountant
Wisconsin Farm Business
06.2013 - 11.2015
- Prepared simple to complex tax returns for individuals and small businesses.
- Compiled monthly income statements and balance sheets for a vast array of customer's.
- Calculated and monitored weekly payroll and monthly employee tax payments.
- Answered questions and provide future tax planning to clients.
- Checked data input and verified totals on forms prepared by others to detect errors in arithmetic, data entry, or procedures.
- Consulted tax law handbooks and contacted state revenue departments and IRS to determine procedures for preparation of atypical returns.
- Explained federal and state tax laws to individuals and companies.
- Furnished taxpayers with sufficient information and advice to ensure correct tax form completion.
- Interviewed clients to obtain additional information on taxable income and deductible expenses and allowances.
- Reviewed financial records, such as income statements and documentation of expenditures to determine forms needed to prepare tax returns.
- Used all appropriate adjustments, deductions, and credits to keep clients' taxes to a minimum.
Debt Collector
Alliance Collection Agency
01.2011 - 06.2013
- Advise customers of necessary actions and strategies for debt repayment
- Answer customer questions regarding problems with their accounts
- Arrange for debt repayment or establish repayment schedules, based on customers' financial situations
- Locate and monitor overdue accounts, using computers and variety of automated systems
- Locate and notify customers of delinquent accounts by mail, telephone, or personal visits to solicit payment
- Negotiate credit extensions when necessary
- Perform various administrative functions for assigned accounts, such as recording address changes and purging records of deceased customers
- Persuade customers to pay amounts due on credit accounts, damage claims, or non-payable checks, or to return merchandise
- Receive payments and post amounts paid to customer accounts
- Record information about financial status of customers and status of collection efforts
- Trace delinquent customers to new addresses by inquiring at post offices, telephone companies, credit bureaus, or through questioning of neighbors.
Education
Bachelor of Arts - Accounting
Lakeland College
Marshfield, WI05.2013
Skills
- Tax Accounting
- Bookkeeping
- Portfolio Management
- Underwriting
- Attention to Detail
- Skilled in use of Internet, Microsoft Word Products, Salesforce, Web Equity, Filenet
- Presentation Skills
- Risk Analysis
- Loan Processing
- Financial Instruments
- Credit analysis
Certifications Licenses Awards
Bachelors Degree in Accounting
Timeline
Portfolio Manager
BMO Bank
11.2015 - 12.2023
Tax Accountant
Wisconsin Farm Business
06.2013 - 11.2015
Debt Collector
Alliance Collection Agency
01.2011 - 06.2013
Bachelor of Arts - Accounting
Lakeland College
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