Teri Turner
Mesa,AZ
Summary
Talented business professional who builds and maintains solid relationships with primary lending source. Analyze client information, determine credit worthiness, and package a deal with optimal financing options for presentation to a lender. Provide quotes, submit applications, and obtain finance and lease documents for financing. Communicate and explain all merchandising programs and lender finance options to Empire’s Account Managers and clients. Accompany Account Managers on customer calls as needed. Provide follow-up on pending contracts lists to ensure timely funding of all finance deals.
Overview
13
13
years of professional experience
Work History
Financial Merchandising
Empire Southwest LLC
Mesa, AZ
06.2011 - Current
- Credit analysis
- Review financial trends for repeat clients.
- Negotiate terms and rates with lenders.
- Provide high level finance proposals to obtain financing for credit challenged clients.
- High level review and understanding financial statements.
- Calculated Payoffs for both finance, lease and rental.
- Communication of progress and completion of finance approvals or declines.
- Merchandising programs utilization and communication.
- Account reconciliation with outside lenders.
- Build and maintained solid relationships with primary and secondary lenders.
- Interact daily with primary lender to secure optimal financing options for clients.
- Revenue reporting.
Education
University of Advancing Technology
Chandler, AZ05.2002
High School Diploma -
East Valley High School
Mesa, AZ05.1997
Skills
- Ability to multi-task and operate effectively in a fast paced environment
- Strong interpersonal skills and sales ability to influence others
- Ability to analyze and understand sales documents, credit reports and determine credit worthiness
- Moderate understanding of wholesale and retail equipment values
- Strong organizational skills
- Proven ability to work effectively in a team environment with associates
- Proficient in Microsoft Office
- Proficient in T-value
Timeline
Financial Merchandising
Empire Southwest LLC
06.2011 - Current
University of Advancing Technology
High School Diploma -
East Valley High School
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