Terrence Clifford

Shopped non-QM loans, primarily DSCR loans, across multiple banks to secure financing for real estate investors, assessing terms to ensure competitive options, preparing accurate documentation for lender compliance, and coordinating with banks and teams using CRM systems and Excel to drive efficient approvals

• Educated clients on proper exercise techniques, reducing risk of injury during workouts.
• Motivated clients to stay on track with fitness goals with positive and friendly approach.
• Trained clients during strength training, cardio vascular exercise, and stretching.
• Assisted clients with personal fitness goals through realistic objectives.
• Improved client fitness levels by developing personalized workout plans and monitoring progress.
• Designed specific workout systems for individual clients based on performance ability.

Provide guidance on assisting borrowers throughout the mortgage loan application process,

• including scheduling meetings with borrowers, investors and small business owners,
• Ensuring all phone calls are answered, and following up with attorneys, home inspectors, and Real Estate Agents.
• Offer a detailed overview of various mortgage loan products, highlighting their key features, differences, and benefits, and provide a comprehensive explanation of the loan process to ensure clarity and support for borrowers

Commercial roofing Specialises in roof construction.

• Roofers replace, repair, and install the roofs of buildings, using a variety of materials, including shingles, bitumen, and metal.

• Responsibilities included bricklaying, preparing walls, Spackling, Painting, Hanging Fixtures, Clean up, Driving Small Trucks, and Demolition.

• Proficient use of Power Tools.

• Wrap and pack household goods to prevent damage while moving, transport furniture, office equipment, and related items, Operated vehicles and mechanical equipment as required to facilitate loading, unloading, and transport of materials, as appropriate to the area of operation.

• Served as the main contact person in communications with customers.

• Receive and unload freight, checked for damaged goods, verified quantity and quality of order, verified items received with purchase order, wrap, package, and ship supplies; stock shelves and rotate inventory

• Spooling and re-spooling small or large amounts of wire.