Bridget Morris
Phillips & Phillips
Clio,MI
5
years of professional experience
Detail-oriented Premium Insurance Auditor skilled in analyzing financial and operational documentation for workers’ compensation, general liability, and sales audits. Conducts in-depth interviews to assess business operations and employee classifications, ensuring accurate risk determination. Prepares thorough audit reports and submits findings for underwriting review. Expertise includes analytical assessment, documentation, and effective communication.
Work History
Insurance Premiums Auditor
2 Years 3 Months- Conduct comprehensive workers’ compensation, general liability, and sales premium audits using specialized audit software and documentation provided by insureds.
- Analyze quarterly Form 941 payroll reports, UIA reports, financial statements, profit and loss statements, and federal/state tax returns to verify payroll, sales, and other exposure information.
- Review employee counts, payroll records, job duties, and job descriptions to determine appropriate insurance classifications and exposure codes and identify potential misclassification.
- Interview insureds to obtain detailed information regarding business operations, employee responsibilities, job duties, payroll, sales activities, and revenue classifications.
- Analyze actual exposures by classification and compare findings against policy estimates and classifications to identify variances and ensure accurate premium calculations.
- Prepare detailed audit reports documenting exposures, classifications, discrepancies, supporting documentation, and audit findings for insurance carrier review.
- Submit completed audits to carriers and underwriters for underwriting consideration, providing clear documentation and analysis audit results.
- Apply strong analytical, investigative, interviewing, communication, documentation, and attention to detail skills to interpret complex financial and operational information to make accurate exposure determinations.
Office Manager/Payroll Specialist
2 Years 4 Months- Managed daily office operations, including answering and directing calls, greeting clients, scheduling appointments, and coordinating incoming and outgoing mail.
- Assembled individual and business tax returns, obtained client signatures and payments, and maintained accurate client records.
- Entered and maintained confidential client information and financial data in Onvio office software with a high level of accuracy and discretion.
- Processed payroll for multiple area businesses, including entering employee and tax information and maintaining payroll records using SurepayPayroll and Quickbooks.
- Handled sensitive personal and financial documents while maintaining strict confidentiality and professionalism.
- Served as a key point of contact for clients providing professional service and ensuring timely completion of administrative, tax, and payroll-related tasks. .
Education
No Degree - Pre-Medicine
No Degree - Accounting
Skills
Audit reporting
External auditing
Financial reporting
Decision-making
Financial analysis
Insurance compliance
Attention to detail
Team collaboration
Customer service
Timeline
Insurance Premiums Auditor
Phillips & Phillips
05.2024 - CurrentRead More
Office Manager/Payroll Specialist
Norton & Kidd CPA's
12.2021 - 04.2024Read More
Lake Superior State University
No Degree from Pre-Medicine
Read More
Delta
No Degree from Accounting
Read More