Summary
Overview
Work History
Education
Skills
Accomplishments
Career Accomplishments
Certification
Timeline
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Tessie Rush

Tessie Rush

Magnolia,TX

Summary

High-performing professional with 20+ years of experience in the mortgage industry. Proven track record in developing strong internal and external relationships to drive collaborative achievement of organizational goals. Thrives in fast-paced environments, leveraging expertise in Microsoft, Word, Excel, and Salesforce to enable team success. Committed to lifelong learning and consistently going the extra mile to facilitate continuous improvement.

Overview

35
35
years of professional experience
1
1
Certification

Work History

Sr Loan Officer

Service First Mortgage
05.2024 - Current
  • Collaborated with underwriting team to expedite loan processing times and ensure timely closings for clients.
  • Developed strong relationships with borrowers, resulting in high levels of customer satisfaction and repeat business.
  • Cultivated referral network with real estate agents, builders, and other professionals to generate new business leads.
  • Submitted loan applications to underwriter for verification and recommendations.
  • Mentored junior loan officers, sharing expertise and knowledge to improve overall team performance.
  • Successfully managed high-volume pipeline of loans, consistently meeting or exceeding monthly sales targets.
  • Managed a diverse portfolio of loans while maintaining low default rates through careful risk assessment and proactive borrower support.
  • Originated, reviewed, processed, closed, and administered customer loan proposals.
  • Achieved high levels of client retention by providing exceptional service throughout the loan origination process.

SENIOR LOAN OFFICER

Cornerstone Mortgage Company
10.2007 - 05.2024
  • Originate loans referred from different builders for loans denied by their in-house lender
  • Re-structure loans for quick approval and closing
  • Evaluate customer credit file to find the best program based on their needs
  • Collaborate with the operations staff in order to get underwriting approval in a timely manner
  • Managed pipeline from application to funding
  • Develops new business via networking resources and functions amid strict budget constraints
  • Developed strong relationships with borrowers, resulting in high levels of customer satisfaction and repeat business.
  • Cultivated referral network with real estate agents, builders, and other professionals to generate new business leads.
  • Mentored junior loan officers, sharing expertise and knowledge to improve overall team performance.
  • Successfully managed high-volume pipeline of loans, consistently meeting or exceeding monthly sales targets.
  • Managed a diverse portfolio of loans while maintaining low default rates through careful risk assessment and proactive borrower support.
  • Achieved high levels of client retention by providing exceptional service throughout the loan origination process.
  • Maintained strict compliance with industry regulations, ensuring accuracy in disclosures and adherence to lending guidelines.

SENIOR LOAN OFFICER

KH Financial, L.P.
07.2003 - 10.2007
  • Developed relationships with sales counselor to maintain 90% capture of all Kimball Hill sales
  • Closed and funded loans over $50,000,000.00 a year
  • Reviewed and analyzed credit files for approval thru different automated underwriting systems
  • Submitted files to different sub-prime lender on loans that does not fall under Fannie Mae or Freddie Mac Guideline
  • Managed pipeline management from application to funding

Branch Operations Manager

McAfee Mortgage
03.2002 - 12.2002
  • Assisted Branch Manager with daily operations and pipeline management
  • Implemented training course for new recruits in software applications and investor guidelines
  • Assisted in all facets of loan production to assure data integrity

Account Representative/Analyst

Wells Fargo Home Mortgage
11.2001 - 03.2002
  • Assisted Home Mortgage Consultants in resolution process of their denied or suspended loans
  • Identified and resolved situations which could potentially delay the processing, approval and closing of loans
  • Worked with management on team member and team training plans
  • Decisioned loans with Level 1 & 2 authority

Office Manager/Sr. Loan Processor

Metropolitan Funding Company
03.1990 - 01.1996
  • Pre-underwrite Conventional, FHA and VA loans
  • Monitored daily rate sheet to lock-in loan rates
  • Communicated with different wholesale lenders for updated loan programs
  • Handled orientation for new Loan Officers and organized weekly staff meeting
  • Assisted Board of Directors in office management and gave resolution to office problems

Education

BACHELOR OF SCIENCE - Statistics

University of The East
Manila, Philippines

Skills

  • Program Administrator
  • Pipeline Management
  • Sales/Target marketing
  • Strategic Planning
  • Forecasting/Trending
  • Customer Service
  • Financial Management
  • Vendor Relations
  • Contract Negotiations

Accomplishments

DE and LAPP Underwriter

Career Accomplishments

  • Consistent Top Producer
  • DE and LAPP underwriter
  • 2009 Cornerstone Mortgage Presidents Club
  • 2007 GHBA Prism Award finalists for 'The Mortgage Specialist of the Year'
  • 2004 Kimball Hill Associate of the Year
  • 1990, 1992 and 1994 Metropolitan Funding Employee of the Year

Certification

DE and LAPP Underwriter

Timeline

Sr Loan Officer

Service First Mortgage
05.2024 - Current

SENIOR LOAN OFFICER

Cornerstone Mortgage Company
10.2007 - 05.2024

SENIOR LOAN OFFICER

KH Financial, L.P.
07.2003 - 10.2007

Branch Operations Manager

McAfee Mortgage
03.2002 - 12.2002

Account Representative/Analyst

Wells Fargo Home Mortgage
11.2001 - 03.2002

Office Manager/Sr. Loan Processor

Metropolitan Funding Company
03.1990 - 01.1996

BACHELOR OF SCIENCE - Statistics

University of The East
Tessie Rush