Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic

Thomas Tarascio

VERNON ROCKVILLE,CT

Summary

Talented Vice President with excellent employee development, customer service and analytics skills coupled with more than 10 years of experience. Comfortable giving engaging presentations to clients to drive new business, expand accounts and establish brand profile. Excellent team builder and leader of initiatives.

Overview

8
8
years of professional experience
1
1
Certification

Work History

Consultant Vice President

Guaranteed Rate, Inc.
08.2021 - 08.2023
  • Onboarded and supported new hires by educating them in process and companies technology
  • Licensed in CT, MA, RI, NY, NJ, FL, TX & CA
  • Created smooth onboarding processes to help new hires adjust to company policies, procedures and processes.
  • Maintained regular schedule of onboarding classes, one-on-one meetings, and transitional hand-offs to supervisors.
  • Trained new hires in technology required to access company systems and complete job tasks.
  • Analyzed loan applications and credit reports to determine loan eligibility and risk level.
  • Communicated with clients, processing teams and other third parties to achieve prompt loan closings.

Licensed Sales Assistant

Guaranteed Rate, Inc.
10.2020 - 08.2021
  • Supported three different large producing loan officers with average production of over $200MM per annum
  • Analyzed credit reports, Income and assets to assess risk and determine applicants' ability to repay loans.
  • Stayed up to date on loan regulation changes, processing loan applications in compliance with current laws.
  • Provided professional advice on loan applications by interviewing applicants, reviewing applications and verifying information gathered.
  • Reviewed and validated details of loan applications and closing documentation.

Mortgage Loan Officer

Guaranteed Rate, Inc.
01.2019 - 10.2020
  • Assisted clients in selecting correct loan product and terms to meet needs and financial goals.
  • Communicated with clients, processing teams and other third parties to achieve prompt loan closings.
  • Maintained high level of customer satisfaction by providing prompt and accurate loan status updates.
  • Analyzed loan applications and credit reports to determine loan eligibility and risk level.
  • Worked with underwriters to fix application problems and resolve issues.

Mortgage Loan Officer

United Bank
11.2016 - 12.2018
  • Supported three branches as well as the Greater Hartford area to fulfill banks footprint needs.
  • Developed extensive network of referral partners to source new mortgage loan opportunities.
  • Analyzed loan applications and credit reports to determine loan eligibility and risk level.
  • Maintained high level of customer satisfaction by providing prompt and accurate loan status updates.
  • Participated in industry events and conferences to build relationships and gain market intelligence.

Commercial Credit Administrator

United Bank
06.2015 - 11.2016
  • Supported three middle market commercial lenders.
  • Evaluated loan requests and documents to verify accuracy and completeness.
  • Obtained and reviewed corporate financial statements.
  • Maintained compliance with laws and regulations governing commercial loans.
  • Developed and maintained relationships with customers, lenders and other third parties.
  • Analyzed potential risks and evaluated loan products to identify suitable options for customers.

Education

No Degree - Business Administration And Accounting

Manchester Community College
Manchester
05.2010

Skills

  • Coaching and Mentoring
  • Loan Origination and Underwriting
  • Sales and Marketing Leadership
  • Negotiation and Persuasion
  • Risk and Mitigation Analysis
  • Rules and Regulations
  • Performance Assessment and Improvement
  • Document Analysis
  • Loan Product Promotion
  • Regulatory Compliance
  • Fraud Prevention and Detection
  • Analytical and Critical Thinking

Certification

  • Licensed - CT, MA, RI, NY, NJ, FL, TX & CA
  • Certified - multiple bond programs in every state licensed.
  • Certified - VA Loans
  • LORS Seminar

Timeline

Consultant Vice President

Guaranteed Rate, Inc.
08.2021 - 08.2023

Licensed Sales Assistant

Guaranteed Rate, Inc.
10.2020 - 08.2021

Mortgage Loan Officer

Guaranteed Rate, Inc.
01.2019 - 10.2020

Mortgage Loan Officer

United Bank
11.2016 - 12.2018

Commercial Credit Administrator

United Bank
06.2015 - 11.2016

No Degree - Business Administration And Accounting

Manchester Community College
Thomas Tarascio