Accomplished Loan Originator at Clear Mortgage Capital, adept in loan structuring and client relations. Leveraged market knowledge and underwriting guidelines to enhance customer satisfaction and referral business. Skilled in collaborating with teams to streamline processes, achieving a significant increase in approved loans. Experienced Loan Officer adept at assessing customer needs, providing suitable products and guiding customers through loan process. Handles complex financial transactions using in-depth knowledge of loan products, services and lending regulations. Develops strong customer relationships by providing excellent service.
Hi, I’m
Tiffany Brown
Waldorf,MD
Summary
Overview
4
years of professional experience
Work History
Clear Mortgage Capital
Loan Originator
08.2023 - Current
Job overview
- Conducted thorough borrower assessments to determine appropriate loan products based on individual needs and qualifications.
- Collaborated with internal teams to ensure seamless coordination during the entire loan origination process.
- Negotiated favorable terms and conditions for clients, ensuring the best possible mortgage options.
- Reviewed credit reports and financial statements to accurately assess risk factors before submitting loans for approval.
- Participated in ongoing training sessions to stay current on industry trends, lending guidelines, and product offerings.
- Worked closely with processors and underwriters to expedite the approval of loans while maintaining high-quality standards.
- Attended networking events to cultivate relationships with real estate professionals, resulting in increased referral business.
- Collaborated with sales agents, financial planners and accountants to attract clients and enhance beneficial partnerships.
- Enhanced customer satisfaction through prompt communication and timely resolution of inquiries and concerns.
E Capital Mortgage
Loan Originator
07.2022 - 08.2023
Job overview
- Conducted thorough borrower assessments to determine appropriate loan products based on individual needs and qualifications.
- Collaborated with internal teams to ensure seamless coordination during the entire loan origination process.
- Negotiated favorable terms and conditions for clients, ensuring the best possible mortgage options.
- Worked closely with processors and underwriters to expedite the approval of loans while maintaining high-quality standards.
- Participated in ongoing training sessions to stay current on industry trends, lending guidelines, and product offerings.
- Reviewed credit reports and financial statements to accurately assess risk factors before submitting loans for approval.
First Financial, LLC
Loan Originator
01.2021 - 07.2022
Job overview
- Collaborated with other departments to promptly process loan applications.
- Assisted customers in understanding loan terms and conditions to make informed decisions.
- Developed systems to efficiently track loan documents and enhance accuracy.
- Developed and implemented marketing campaigns to attract new customers.
- Confirmed applicants met lender requirements to repay loans by reviewing applications to determine eligibility.
- Calculated debt-to-income ratios to determine maximum loan amounts and avoid overextending applicants.
- Prepared loan documents and explained terms to clarify loan conditions and requirements with applicants.
- Provided professional advice on loan applications by interviewing applicants, reviewing applications and verifying information gathered.
- Set up, stored and updated customer files, department records and regulatory paperwork.
- Reviewed and edited loan agreements to enhance clarity and monitor compliance with requirements.
- Negotiated loan terms to provide favorable outcomes for both customers and lenders.
Education
Frederick Douglass High SchoolUpper Marlboro, MD
High School Diploma
06.1992
University Overview
- [Number] GPA
Skills
- Underwriting guidelines
- Loan structuring
- Goal-Oriented
- Document Review
- Pipeline Management
- Market Knowledge
- Referral Generation
- Team Player
- Customer service-focused
- Friendly
- Client Relations
- Credit analysis
Affiliations
Affiliations
- NMLS
Timeline
Loan Originator
Clear Mortgage Capital
08.2023 - Current
Loan Originator
E Capital Mortgage
07.2022 - 08.2023
Loan Originator
First Financial, LLC
01.2021 - 07.2022
Frederick Douglass High School
High School Diploma
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