Meticulous banker promoting a background in credit bureau report reviews and communicating with lenders and customers alike. Experienced in many aspects of banking spanning over a period of more than 10 years.
Overview
8
8
years of professional experience
1
1
Certification
Work History
Universal Banker
THE PEOPLES BANK
Athens, OH
08.2020 - 12.2020
Provided customer service to clients by answering questions, resolving complaints and processing transactions.
Explained banking products and services such as checking accounts, savings accounts, loans and credit cards to potential customers.
Assisted customers with online banking setup and troubleshooting issues.
Received and processed customer transactions, including deposits, withdrawals, loan payments and other banking services.
Verified customers' identification to ensure compliance with laws and regulations.
Balanced cash drawers on a daily basis.
Loan Assistant
Ohio Valley Bank
Gallipolis, OH
06.2018 - 08.2020
Evaluated loan applications and supporting documents to determine creditworthiness of applicants.
Assisted customers with loan-related inquiries and requests for information or documentation.
Reviewed credit reports to verify accuracy of information reported by credit bureaus.
Verified accuracy of financial statements submitted by borrowers in support of their loan application.
Conducted quality control checks on completed loans prior to disbursement.
Assisted with underwriting decisions based on risk assessment criteria established by senior management.
Assistant Manager
Ohio Valley Bank
Gallipolis, OH
03.2015 - 06.2018
Managed customer service inquiries and complaints in a timely manner.
Supervised and evaluated teller staff, providing feedback on performance;.
Ensured compliance with all banking regulations and procedures;.
Monitored cash levels in each teller's drawer;.
Reconciled discrepancies between actual cash amounts and book balances;.
Managed and balanced cash vault, audits and general ledger accounts.
Customer Service Representative
Ohio Valley Bank
Gallipolis, OH
03.2013 - 03.2015
Processed customer deposits and withdrawals accurately, balancing cash drawer daily.
Maintained confidentiality of bank records, transactions and customer information.
Provided exceptional customer service to customers by answering inquiries, resolving complaints and processing transactions in a timely manner.
Assisted customers with opening new accounts, ordering checks, and setting up online banking services.
Education
High school diploma -
Gallia Academy High School
05.2012
Skills
Data entry
Relationship Management
Business Development
Credit Analysis
Customer service
Underwriting
Financial Analysis
Loan Officer Experience
Loan Origination
Teller Support
Financial Institution Regulations
Consumer Banking
Employee Training Assistance
Bank Sales
New Account Setup
Cross-Selling and Partner Referrals
Cash Ordering
Night and Safe Deposit Procedures
Risk management understanding
Certification
Notary Public
NMLS
Timeline
Universal Banker
THE PEOPLES BANK
08.2020 - 12.2020
Loan Assistant
Ohio Valley Bank
06.2018 - 08.2020
Assistant Manager
Ohio Valley Bank
03.2015 - 06.2018
Customer Service Representative
Ohio Valley Bank
03.2013 - 03.2015
High school diploma -
Gallia Academy High School
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