Tiffany Osborne
Irving,TX
Summary
Commercial Loan Closer with extensive experience managing complex commercial loan transactions from term sheet through funding and booking. Strong background in credit approval review, due diligence analysis, attorney coordination, compliance, and ACBS loan booking. Recognized for accuracy, regulatory knowledge, risk mitigation, and delivering seamless closing experiences.
Overview
11
11
years of professional experience
Work History
Commercial Loan Closer
Texas Capital Bank
Dallas, TX
03.2025 - Current
- Demonstrated ability to efficiently close 15+ commercial loans per month, managing multiple transactions simultaneously while ensuring accuracy, compliance and timely funding.
- Review loan documentation against formal credit approval to ensure compliance with bank, federal, and state policies and legal standards.
- Prepare and generate new loans, renewals and modifications using LaserPro, ensuring accuracy and compliance with approved credit terms and bank policies.
- Collect, review, and analyze due diligence required to close commercial loans, including entity documentation, UCC searches, flood determinations, insurance, and collateral documentation.
- Coordinate and prepare loan packages for closing utilizing wet signatures and DocuSign, ensuring accuracy and timely execution.
- Engage attorneys and ensure efficient flow of information between borrower, bank, and legal counsel.
- Manage post-closing requirements including weekly past due and maturing loan reports.
- Obtain and transmit original loan documents and review and clear all loan collateral exceptions.
- Assist Relationship Managers with renewals and modifications within the commercial loan portfolio.
- Support management with operational duties and special projects.
Commercial Loan Document Specialist
Higier Allen & Lautin, P.C.
Dallas, TX
04.2024 - 03.2025
- Prepared and reviewed commercial loan documentation in accordance with approved credit terms using LaserPro.
- Verified attorney-prepared loan documents for compliance with lending standards and regulatory guidelines.
- Processed and booked new loans, renewals, modifications, and extensions into core systems.
- Facilitated smoother transactions between borrowers, lenders, title companies, attorneys, and other involved parties throughout the commercial lending process.
Senior Loan Processor
Wells Fargo
Irving, TX
05.2019 - 07.2023
- Processed loans within a complex loan operations environment.
- Reviewed loan documentation for completeness, accuracy, and compliance.
- Collaborated with internal and external partners to resolve documentation discrepancies.
- Managed a high-volume pipeline of loans, consistently meeting deadlines and maintaining accuracy in documentation.
- Minimized operational risk through adherence to audit and control policies while maintaining 100% accuracy standards.
- Trained junior staff on loan processing procedures and best practices.
- Reviewed and verified accuracy of financial information and borrower data in loan applications.
Claims Services Specialist III
Allstate
Irving, TX
09.2014 - 05.2019
- Streamlined customer service processes to enhance client satisfaction and reduce response times.
- Reviewed a minimum of 50 auto repair estimates daily for accuracy, assessing the validity of auto part prices and labor rates are within fair market guidelines.
- Acted as a liaison between ATRT and 3rd party carriers to provide status updates regarding subrogation demand and payments.
- Provided resources to the insured or clamant regarding auto body repair options, rental reservations, property mitigation and towing services.
Education
Coursework - Business Administration
Grantham University
Skills
- Commercial Loan Closings & Funding
- Participations & Syndications
- ACBS Loan Booking
- Credit Approval & Compliance Review
- Due Diligence & Collateral Documentation
- UCC Searches & Flood Determinations
- Loan Renewals & Modifications
- Attorney & Relationship Manager Coordination
- Post-Closing & Exception Management
- Regulatory & Risk Compliance
- Loan origination
- Document review
Timeline
Commercial Loan Closer
Texas Capital Bank
03.2025 - Current
Commercial Loan Document Specialist
Higier Allen & Lautin, P.C.
04.2024 - 03.2025
Senior Loan Processor
Wells Fargo
05.2019 - 07.2023
Claims Services Specialist III
Allstate
09.2014 - 05.2019
Coursework - Business Administration
Grantham University