Tim Harding
Westminster,CA
Summary
Dynamic Sales Representative and Mortgage Loan Officer with a proven track record of exceeding expectations through exceptional communication and closing skills. At AAG, significantly enhanced customer satisfaction and streamlined loan processing. Specializes in sales, credit consulting, and home lending, demonstrating outstanding problem-solving abilities and a results-oriented approach.
Overview
23
23
years of professional experience
Work History
Mortgage Loan Officer
AAG
12.2010 - 01.2023
- Explained different types of loans pertaining to client situations.
- Reviewed loan files and updated to match current standards.
- Worked with underwriters to fix application problems and resolve issues.
- Fielded customer complaints and provided solutions.
- Maintained high level of customer satisfaction by providing prompt and accurate loan status updates.
Senior Credit Consultant
Pathway Financial Management
01.2010 - 12.2010
- Sales of Debt Settlement programs in various states, interaction with different departments for smooth transaction.
- Follow up with Clients to make sure enrolled properly.
Loan Agent
Downey Savings and Loan
01.2000 - 06.2008
- Obtained and compiled copies of applicant credit histories, corporate financial statements and other financial information.
- Communicated with applicants to obtain loan application information and explain loan process.
- Analyzed applicant financial status, credit, and property evaluation documents to determine feasibility of loan grants.
- Educated customers on different classifications of loans and credit options as well as service terms.
Education
Associate of Arts - Sales And Marketing
Golden West College
Huntington Beach, CA 06.1990
Skills
- Sales Representative with experience in various industries such as telecommunications, healthcare, credit consulting and home lending
- Results oriented with a consistent record of exceeding standards and expectations
- Outstanding communication, presentation and closing skills
Timeline
Mortgage Loan Officer
AAG
12.2010 - 01.2023
Senior Credit Consultant
Pathway Financial Management
01.2010 - 12.2010
Loan Agent
Downey Savings and Loan
01.2000 - 06.2008
Associate of Arts - Sales And Marketing
Golden West College
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