Oracle
Timothy Buynak-Smith
Commercial Credit Analyst
Green Lane,PA
Summary
Dedicated Commercial Credit professional utilizing twenty-six years of expertise to meet company goals using consistent and organized practices. Skilled at working under pressure and adapting to new situations and challenges to best enhance the organizational brand.
Overview
2
2
years of post-secondary education
20
20
years of professional experience
Work History
Credit & Collections Analyst
Siemens Healthineers
01.2024 - Current
- Analyze customer accounts to identify payment trends and potential delinquencies within a $60M portfolio
- Responded to requests for new or increased open account credit limits by evaluating customer FYE and quarterly financials and DNB reports
- Develop and maintained accurate financial reports for management review.
- Collaborate with cross-functional teams to resolve account discrepancies promptly.
- Implement process improvements, enhancing collection efficiency by streamlining workflows.
- Foster relationships with clients to negotiate payments and resolve outstanding balances effectively.
Senior Credit Analyst
MillerKnoll
11.2016 - 12.2023
- Maintain a portfolio of 300+ US & Canadian accounts
- Complete monthly cash forecast for portfolio worth $35M
- Complete quarterly and annual financial statement analysis to establish credit limits and to review customer financial stability
- Daily collection activity and payment negotiation by email & phone
- Resolve deductions utilizing customer service and sales teams
- Negotiate and approve payment plans
- Train new employees
- Provide reports to management weekly and monthly for deduction analysis, aging, monthly cash and target accounts
- Process monthly account adjustments
- Process invoices and payment requests through customer portals
- Review and release orders daily
- Send requested reports to internal and external auditors
Credit Supervisor
Wetherill Associates, Inc
01.2007 - 11.2016
- Supervise 5 Credit Analysts maintaining 3,000 accounts
- Maintain portfolio of 400+ domestic & international accounts
- Completed financial statement analysis for new and existing accounts
- Credit review using D&B, CreditSafe, business references
- Daily collection activity by email & phone
- Deduction management
- Process letters of credit
- Negotiate and approve payment plans
- Train new hires
- Provide reports to management regularly showing status of overall aging
- Determine distribution of accounts to analysts portfolios
- Review and release orders daily
- Meet with Credit Analysts regularly to review portfolios
Education
Environmental Biology
East Stroudsburg University of Pennsylvania
East Stroudsburg, PA 09.1990 - 05.1992
General Studies
Montgomery County Community College
Blue Bell, PA 09.1989 - 05.1990
Skills
Attention to Detail
Software
Baan LN
JD Edwards One World
Excel
Word
SAP
Timeline
Credit & Collections Analyst
Siemens Healthineers
01.2024 - Current
Senior Credit Analyst
MillerKnoll
11.2016 - 12.2023
Credit Supervisor
Wetherill Associates, Inc
01.2007 - 11.2016
Environmental Biology
East Stroudsburg University of Pennsylvania
09.1990 - 05.1992
General Studies
Montgomery County Community College
09.1989 - 05.1990