TOM OBRADOVICH
East Elmhurst,USA
Summary
Senior payments executive with 25+ years of experience driving strategy, product innovation, and revenue growth across global financial institutions. Deep expertise in cross-border payments, global clearing, and digital transformation with a strong track record of delivering measurable business growth.
Experienced with strategic planning, organizational leadership, and stakeholder management. Utilizes collaborative approach to drive team performance and achieve company objectives. Track record of effectively managing resources and navigating complex challenges to deliver sustained growth.
Overview
33
33
years of professional experience
Work History
Executive Director – Head of NA Product Solutions
JPMORGAN CHASE & CO.
New York, NY
11.2022 - Current
- Lead North America strategy for Global Clearing, driving USD clearing market share expansion and revenue growth
- Increased regional revenue to $300M through strategic client acquisition, pricing optimization, and solution‑led engagement
- Expanded U.S. dollar clearing market share from 18% to 20%, with a defined roadmap to 25%
- Lead complex client engagements with global banks, financial institutions, and fintechs, delivering customized clearing and payment solutions
- Own commercialization strategy, including RFP leadership, pricing models, and competitive positioning
- Partner with Product and Technology to shape roadmap across ISO 20022 (CBPR+), APIs, and real‑time payments
- Serve as senior SME for cross‑border payments, correspondent banking, and multi‑currency clearing systems
- Originate and support large‑scale, multi‑product institutional deals
- Provide market intelligence on regulatory trends, competitive landscape, and payment innovation
Director
CAPGEMINI
New York, NY
01.2020 - 01.2022
- Payments SME advising global financial institutions on large‑scale transformation initiatives
- Technical Product Manager for Deutsche Bank’s Global Enterprise Payments platform
Principal Consultant
INFOSYS
01.2019 - 01.2020
- Supported Visa RTP and API-based payment solutions
Product Manager
SANTANDER
01.2018 - 01.2019
- Managed Global Nexus payment gateway integration
Senior Product Specialist
SWIFT
01.2006 - 01.2018
- Americas payments SME leading 100+ global client engagements
- Delivered payment optimization strategies improving efficiency, cost, and revenue
- Led RFP execution and commercialization of payment platforms
- Designed RTGS systems and national payment infrastructures
VP Channel Management
ABN AMRO / FIS / BANK OF AMERICA
New York, NY
04.1993 - 03.2006
- Held progressive leadership roles in payments, product, and project management
- Developed and launched USD/EUR global payment and cash management products
- Managed electronic banking platforms across the Americas
- Delivered large‑scale payment infrastructure projects including CLS, LVTS, and RTGS access
- Implemented AML and regulatory systems
Education
BBA - Business Management
Queens College
Skills
- Global Clearing,
- Cross-Border Payments
- Cash Management,
- Product Strategy
- ISO 20022 (CBPR)
- SWIFT GPI
- Real-Time Payments, Correspondent Banking
- Client Solutioning, Revenue Growth
- Business management
- Compliance and regulations
- Innovation and creativity
- Strategic planning
Accomplishments
- Achieved U.S. dollar clearing market share growth from 18% (2022) to 20% (2023), reaching 25% by 2025
- Increased North America Global Clearing revenue to $300M
- Co-developed SWIFT GPI UETR with the Federal Reserve
- Designed RTGS systems for multiple central banks
Timeline
Executive Director – Head of NA Product Solutions
JPMORGAN CHASE & CO.
11.2022 - Current
Director
CAPGEMINI
01.2020 - 01.2022
Principal Consultant
INFOSYS
01.2019 - 01.2020
Product Manager
SANTANDER
01.2018 - 01.2019
Senior Product Specialist
SWIFT
01.2006 - 01.2018
VP Channel Management
ABN AMRO / FIS / BANK OF AMERICA
04.1993 - 03.2006
BBA - Business Management
Queens College