Thomas Miner

• Originated, reviewed, processed, closed and administered customer loan proposals.
• Recommended loan approvals and denials based on customer loan application reviews.
• Reviewed and edited loan agreements to promote efficiency and accuracy.
• Submitted loan applications to underwriter for verification and recommendations.

• Originated, reviewed, processed, closed and administered customer loan proposals.
• Recommended loan approvals and denials based on customer loan application reviews.
• Reviewed and edited loan agreements to promote efficiency and accuracy.
• Submitted loan applications to underwriter for verification and recommendations.

Origin

• Explained different types of loans pertaining to client situations.
• Worked with underwriters to fix application problems and resolve issues.
• Reviewed loan files and updated to match current standards.
• Oversaw scheduling of timely loan closing to satisfy home builder and borrower needs.
• Fielded customer complaints and provided solutions.
• Implemented sales strategies that established relationships with realtors and CPAs.

• Updated borrowers through each step of loan application, approval and closing processes while remaining attentive to customer needs.
• Interviewed applicants to assess loan requirements before suggesting offers.
• Resolved discrepancies between borrowers, lenders and financial institutions with detail orientation and efficiency.
• Collected information from banks, institutions and employers to assess applicant eligibility.
• Collaborated with sales agents, financial planners and accountants to attract clients and enhance beneficial partnerships.
• Submitted loan applications to underwriter for verification and recommendations.

• Originated, reviewed, processed, closed and administered customer loan proposals.
• Recommended loan approvals and denials based on customer loan application reviews.
• Reviewed and edited loan agreements to promote efficiency and accuracy.
• Submitted loan applications to underwriter for verification and recommendations.
• Maintained strict confidentiality of bank records and client information.
• Interviewed and hired talented individuals with top-level strengths, improving organizational talent and skill set.
• Complied with regulatory requirements of Bank Secrecy Act, Anti Money Laundering, OFAC, USA Patriot Act, Privacy Act and Community Reinvestment Act.
• Advised clients on mortgage, education and personal loans.

• Originated, reviewed, processed, closed and administered customer loan proposals.
• Recommended loan approvals and denials based on customer loan application reviews.
• Reviewed and edited loan agreements to promote efficiency and accuracy.
• Submitted loan applications to underwriter for verification and recommendations.
• Advised clients on mortgage, education and personal loans.
• Complied with regulatory requirements of Bank Secrecy Act, Anti Money Laundering, OFAC, USA Patriot Act, Privacy Act and Community Reinvestment Act.

• Employed optimal safety practices to reduce worksite complaints and hazards.
• Oversaw hiring, adding valuable, talented professionals to strengthen management team.
• Fostered new business through participation in trade shows and initiating communications with prospective clients via phone and email .