VP of Credit Risk
Centricity
Hermantown, MN
01/27/08 - Current
- Analyzed historical credit trends to identify areas of risk exposure.
- Advised senior leadership on strategies for managing overall portfolio risk levels within acceptable parameters.
- Assessed loan applications according to established criteria and provided recommendations on approval or denial.
- Monitored and maintained compliance with internal controls and government regulations.
- Participated in cross-functional meetings with other departments such as marketing, sales, operations.
- Reconciled customer accounts to identify delinquencies or disputes, documenting root causes.
- Drafted policies and procedures for mitigating risk associated with new products or services offered by the company.
- Provided feedback to stakeholders on changes in risk profiles due to changing market conditions or regulatory requirements.
- Created presentations summarizing key findings from analyses conducted on various portfolios.
- Responded promptly to inquiries from external regulators regarding compliance matters pertaining to credit risk management.
- Generated reports detailing key metrics such as delinquency rate, charge-off rate, and total exposures by portfolio segmentation.
- Monitored the performance of existing loans, lines of credit, and other debt instruments.
- Conducted financial analysis of potential credit risks using quantitative and qualitative data.
- Collaborated with others to discuss new opportunities.
- Planned and completed group projects, working smoothly with others.
