Tracy Harrison
Temple Hills,MD
Summary
Focused Accounting professional with 20+ years of experience maintaining financial records and reviewing account activity. Reporting in compliance with GAAP / IFRS skills, to complete daily and monthly duties researching. Proven track record of developing accurate spreadsheets and delivering organized reports with analyzing information from the General Ledger systems (Excel Tableau, Blackline, Clearwater, PeopleSoft Financials 9.1, NetSuite, Enterprise, Nvision, Rapid SQL’s, Snip It, PowerPoint, Excel Pivot table.. Accomplished in taking on tasks within strict deadlines while prioritizing urgent needs.
Overview
13
13
years of professional experience
Work History
Financial Accountant
Elance / Upwork (Freelance)
11.2022 - 09.2023
- Reported financial data and updated financial records in ledgers and journals.
- Investigated daily variances and corrected errors to resolve discrepancies.
- Reconciled account information and reported figures in general ledger by comparing to bank account statement each month.
- Analyzed and prepared annual budgets to contain costs, minimize losses and assure compliance with internal controls.
- Prepared working papers, reports and supporting documentation for audit findings.
- Enhanced financial reporting transparency, implementing clear and concise monthly statements for stakeholders.
Financial Consultant
CIT Bank
01.2022 - 09.2022
- The accounting process includes reconciliations, summarizing, analyzing, and reporting these transactions to oversight agencies, regulators, Analyze Amortizations and documents balance sheet and income statement activity driving variances, communicating with banks and clients, verifying policies, and assisting with the collateral recovery process
- Preparation of the monthly P&L and forecasts.
- Facilitated presentation and recommendation of services by optimizing client relationships.
- Provided specialized financial planning support for clients with diverse portfolios and individual needs.
Financial Analyst
Elance / Upwork
08.2021 - 12.2021
- Collected data and developed detailed spreadsheets to identify trends and create revenue, profitability, and expense forecasts.
- Reviewed financial reports and streamlined operations to increase productivity and company profits.
- Performed complex financial and budget analyses to determine requirements and justify requested funding.
- Responsible for financial audits, reconciling bank statements.
Operations Analyst
Raymond James Financial, Inc. / Tanisha Systems Inc.
04.2021 - 07.2021
- Loan processing: (Manage India Team) Performs a general evaluation of the residential loan application file to verify that application data is complete and meets established standards, including type and amount of mortgage, borrower assets, liabilities, and length of employment and marital status
- Credit Checks, CIP – Client ID Program, Pull up securities list and validate eligibility for loan including value that can be offered as loan
- Conducted research and analysis to develop model-based solutions to complex operational problems.
- Prepare credit memorandum for further review by underwriters
- Handling of communications with the Financial Advisor/Sales Assistant at the Branch (communications to manage Onshore / Offshore Analysts) Credit Check software; Credco, Lexis Nexis, Neg News, and Watchlist Credentials
Business Operations Assc. Financial Analyst
Freddie Mac / CONVERGENZ LLC | McLean, VA
09.2020 - 04.2021
- Loan Review & Resolution, Review of commercial/multifamily collateral by a borrower to secure a potential loan, coordinate with credit management if there are outstanding disputes over the collateral and REMIC interest and principal payments
- Identify document discrepancies and provide reports to sellers for resolutions
- Financial reporting and participation in reengineering of daily accounting workflows through automation and standardization
- Recons and various special projects for management including troubleshooting accounting ledger issues,and system testing. Developed and distributed reports to inform management and stakeholders.
- Developed and updated tracking spreadsheets for process monitoring and reporting.
Credit Card Accountant
PenFed Credit Union / Piper Companies (Hybrid) | Alexandria, VA
03.2020 - 09.2020
- Completed daily cash functions like account tracking, accruals ans payment allocations, budgeting, donating, and cash, and banking reconciliations.
- Provided journal entries and performed accounting on accrual basis.
- Reconciled accounts and reviewed expense data, net worth, and assets.
- Documented cash, credit, fixed assets, accrued expenses, and line of credit transactions.
- Gathered financial information, prepared documents, and closed books.
Financial Auditor
EXL Financial and Business Solutions (Hybrid)
10.2014 - 03.2020
- Assessed risks and internal controls by identifying areas of non-compliance and evaluating manual and automated financial processes.
- Inspected account books and accounting systems for efficiency, effectiveness and use of accepted accounting procedures to record transactions.
- Reviewed financial materials and procedures to spot errors, inefficiencies or instances of misuse..
- Performed quality inspections and document findings to promote accountability and identify potential efficiency opportunities.
- Effectively identified, communicated and resolved issues found at audit with appropriate stakeholders through written reports and in-person meetings.
- Provided outstanding customer service skills for both internal and external customers. Traveled domestically to conduct and support audit assignments.
Financial Auditor
Elance / Upwork (Remote)
10.2013 - 06.2014
- Provided financial control information by collecting, analyzing and summarizing data and trends.
- Reviewed financial materials and procedures to spot errors, inefficiencies or instances of misuse.
- Reviewed information provided by business partners to confirm client compliance and accuracy with established policies and procedures.
- Completed audit paperwork and memoranda by documenting audit tests and findings.
Financial Analyst / Controller Prof. (Contractor)
Freddie Mac / Modis Inc | McLean, VA
01.2013 - 08.2013
- Perform analysis of monthly revenue and expenses and ensure appropriately., monthly flash reports
- Collected data and developed detailed spreadsheets to identify trends and create revenue, profitability, and expense forecasts.
- Posting accruals and managing and controlling fixed assets accounts, capital expenditures, and accruals
- Conducted detailed financial analysis to identify and evaluate changes in operations, trends and potential areas of improvement.
- Assisted in preparation of presentations, data tables and other documents for investor meetings.
Financial Analyst Contractor - Security Accounting Dept. / ETS Clearance and Settlement Dept.
Fannie Mae
05.2010 - 12.2012
- Analyze and documents balance sheet and income statement activity driving variances, communicating with banks and clients, verifying policies, and assisting with collateral recovery process
- Collected data and developed detailed spreadsheets to identify trends and create revenue, profitability, and expense forecasts.
- Conducted detailed financial analysis to identify and evaluate changes in operations
- Mth / Qtrly end close checklist to ensure all month end procedures under strict deadline schedule and to document such review on checklist.
- Hedge funds using Leverage and Derivatives, Settlement completion of whole loans and securitization of mortgage-backed securities (MBS)
- Perform General ledger reporting, remitting, and reconciling activities
- Managing general ledger activity associated with Account analysis and Reconciliation, Journal entry preparation, Validations, Cash matching, AP/AR Recons and Month-end closing (PeopleSoft)
- Analyze data, balance sheet accounts, including month-end and year-end GL duties; Monitors company cash position to cover cash expectations and cash forecasting
Education
Bachelor of Science - Financial Accounting
City University of New York (CUNY)
Jamaica, New York06.1990
Skills
- Accounting and Bookkeeping
- Financial Reporting
- Expense Tracking
- Auditing
- Account Reconciliation
- Variance Analysis
- GAAP Accounting Practices
- Business Operations Analysis
- Bank Reconciliation
- Financial Controls
Applications Software
- Microsoft Suite (very knowledgeable)
- Oracle
- PeopleSoft
- Access
- STAMPS
- STATS
- Sybase
- Passport
- Crystal reports
- Concur
- Unix
- Outlook
- Opics
- Excel
- Summit
- Citrix
- Swift Alliance
- IBIS
- CH Wire
- EAGLE
- Bloomberg / Reuters
- Windows 2007
- Plus Trust System
- Lotus Notes
- New Views
- Writing Assistant
- Planning Assistant
- PFS Write
- SunGard Solutions intelliMATCH EP / IntelliTRACS
Timeline
Financial Accountant
Elance / Upwork (Freelance)
11.2022 - 09.2023
Financial Consultant
CIT Bank
01.2022 - 09.2022
Financial Analyst
Elance / Upwork
08.2021 - 12.2021
Operations Analyst
Raymond James Financial, Inc. / Tanisha Systems Inc.
04.2021 - 07.2021
Business Operations Assc. Financial Analyst
Freddie Mac / CONVERGENZ LLC | McLean, VA
09.2020 - 04.2021
Credit Card Accountant
PenFed Credit Union / Piper Companies (Hybrid) | Alexandria, VA
03.2020 - 09.2020
Financial Auditor
EXL Financial and Business Solutions (Hybrid)
10.2014 - 03.2020
Financial Auditor
Elance / Upwork (Remote)
10.2013 - 06.2014
Financial Analyst / Controller Prof. (Contractor)
Freddie Mac / Modis Inc | McLean, VA
01.2013 - 08.2013
Financial Analyst Contractor - Security Accounting Dept. / ETS Clearance and Settlement Dept.
Fannie Mae
05.2010 - 12.2012
Bachelor of Science - Financial Accounting
City University of New York (CUNY)
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