Summary
Overview
Work History
Skills
Timeline
Generic

Tracy Young

Boise,ID

Summary

Performance-driven Vice President with 35 years of experience aligning systems with business requirements, policies and regulatory requirements. Passionate about applying excellent organization and communication skills to manage and lead teams. Results-oriented individual well-versed in interfacing and consulting on business processes to drive results based on sound overall business judgment.

Overview

23
23
years of professional experience

Work History

VP / Lending Manager 3 / Exception Underwriting

Wells Fargo Home Mortgage
05.2009 - 12.2023
  • Reduced credit risk by implementing robust assessment strategies and monitoring credit exposure.
  • Collaborated with cross-functional teams to establish effective risk management policies and procedures.
  • Established successful partnership with key industry players, resulting in increased market share for the organization.
  • Collaborated closely with various department heads on strategic planning initiatives to ensure alignment between corporate goals.
  • Supervised team of 7-18 Credit Officers, promoting positive environment and instilling model of hard work and dedication.

Home Mortgage Consultant

First Mortgage Company Of Idaho
06.2008 - 04.2009
  • Enhanced customer satisfaction by providing tailored mortgage solutions to fit individual needs.
  • Streamlined loan application process for faster approvals and reduced wait times.
  • Collaborated with underwriters to ensure accurate and timely loan processing, resulting in higher approval rate.
  • Managed diverse client portfolio, ensuring positive experiences and long-term relationships.

Branch Manager

Wells Fargo Home Mortgage
07.2002 - 06.2008
  • Developed high-performing team through targeted recruitment, training, and performance management initiatives.
  • Strengthened relationships with key clients, securing long-term partnerships and driving revenue growth.
  • Collaborated with senior leadership on strategic planning initiatives to align branch objectives with corporate goals.
  • Created strategies to develop and expand existing customer sales, resulting in increase in annual sales.

Underwriting Manager

Wells Fargo Home Mortgage
07.2000 - 07.2002
  • Improved underwriting performance by streamlining processes and implementing best practices.
  • Developed comprehensive training programs for new hires, resulting in reduced learning curves and increased productivity.
  • Collaborated with sales teams to drive profitable growth and maintain strong relationships with key clients.
  • Scrutinized underwriting performance to identify weaknesses and provide recommendations for improvement.

Skills

  • Corporate Communications
  • Operations Management
  • Strategic Planning
  • Relationship and Team Building
  • Organizational Development

Timeline

VP / Lending Manager 3 / Exception Underwriting

Wells Fargo Home Mortgage
05.2009 - 12.2023

Home Mortgage Consultant

First Mortgage Company Of Idaho
06.2008 - 04.2009

Branch Manager

Wells Fargo Home Mortgage
07.2002 - 06.2008

Underwriting Manager

Wells Fargo Home Mortgage
07.2000 - 07.2002

Similar Profiles

CREATE PROFILE
Tracy Young