Assessed risks, analyzed loss history, evaluated and underwrote new and renewal accounts.
Prepared and maintained accurate underwriting documentation.
Made informed decisions on risk acceptance, coverage terms and pricing, and within assigned underwriting authority.
Communicated and collaborated with various stakeholders to ensure accurate risk assessment, to negotiate competitive coverage terms, and to achieve business goals and other initiatives.
Ensured adherence to underwriting guidelines, company policies, and regulatory requirements.
Provided information to insurance producers regarding underwriting processes and decisions.
Built and maintained strong relationships with insurance producers to understand their needs and deliver exceptional customer service.
Managed a profitable E&S portfolio by balancing risk selection, pricing strategy, and pipeline management.
Associate Underwriter, Renewal - Hybrid
DUAL Specialty Construction & Transport
Atlanta, Georgia
06.2023 - 08.2024
Assessed risks, analyzed loss history, evaluated and underwrote new and renewal accounts.
Prepared and maintained accurate underwriting documentation.
Made informed decisions on risk acceptance, coverage terms and pricing, and within assigned underwriting authority.
Communicated and collaborated with various stakeholders to ensure accurate risk assessment, to negotiate competitive coverage terms, and to achieve business goals and other initiatives.
Ensured adherence to underwriting guidelines, company policies, and regulatory requirements.
Provided information to insurance producers regarding underwriting processes and decisions.
Built and maintained strong relationships with insurance producers to understand their needs and deliver exceptional customer service.
Managed a profitable E&S portfolio by balancing risk selection, pricing strategy, and pipeline management.
Senior Underwriting Consultant - Remote
GK General Insurance Company Limited
Atlanta, Georgia
02.2022 - 05.2023
Provided expert advice in commercial underwriting; led underwriting and product training; and gave effective technical support in risk selection, rating, and reinsurance.
Manager, Commercial Lines - Remote
GK General Insurance Company Limited
Kingston, Jamaica
02.2020 - 12.2021
Led the Business Development Team with emphasis on performance, time management and career development.
Procured, managed, and evaluated key relationships and specific partnerships to guarantee achievement of strategic targets.
Developed strategies that achieved and exceeded the agreed targets for: Customer Service Satisfaction, Gross Written Premiums, Renewal Retention, Aggregate Utilization, Average Rate(s), and Quotation Turnaround.
Participated in reinsurance treaty negotiations and document analysis.
Delivered effective technical support in underwriting, risk management, and reinsurance.
Designed and implemented a comprehensive training program for the Commercial Lines and Risk & Reinsurance Teams which equips each team member with commercial underwriting skills and product knowledge.
Commercial Underwriter - In Office
GK General Insurance Company Limited
Kingston, Jamaica
05.2017 - 01.2020
Assessed risks, analyzed loss history, evaluated and underwrote new and renewal accounts.
Built and maintained strong relationships with insurance producers to understand their needs and deliver exceptional customer service.
Instrumental in providing effective technical support in risk selection, rating, and reinsurance.
Created the 'Property Strategy' - a guideline for risk selection, rating and reinsurance requirements for commercial property risks; and the 'Producer Slip Quote Process Flow'.
Secured partnerships with key personnel from each carrier competitor to allow for ease in negotiations, solicit advice, gather market insight, and seek support on market expectations.
Negotiated coverage terms and pricing for government tenders and facultative reinsurance.
Team Lead for the Commercial Lines Renewal Committee (Large Risk / Large Loss) and Pipeline Management Unit.
Assisted in the creation and evaluation of new and existing policy wordings and products.
Senior Broker - In Office
IIBRe (A Member of the Gallagher Caribbean Group)
Kingston, Jamaica
03.2015 - 04.2017
Directed the new business and renewal process of a portfolio of captive accounts.
Maintained strategic relationships in the marketplace through networking and built a diverse and elite group of reinsurers and insurers allowing ease in the placement of risks.
Handled premium collection for assigned portfolio and liaised with the Finance Department to bring matters to proper closure.
Administered captive management services; and reduced by 50% the turnaround for the completion of captive insurance documentation.