Trischa West
Mortgage Banking
Jacksonville,FL
Summary
An expert in non conforming underwriting with 25 years of relate experience, and advanced underwriting skills on complex and high value loans. Always looking for ways to improve productivity and customer satisfaction with exceptional service and quality. Since the mortgage industry's decline. I have spent my time volunteering to find a new career.
Overview
24
24
years of professional experience
Work History
Senior Underwriter
Wells Fargo
Minneapolis, Minnesota
05.2005 - 08.2022
- Analyzed applicant financial and credit status, evaluating assets and risk to determine loan feasibility for mortgage loans from $1 million to $6 million.
- Assisted marketing and sales departments by providing expertise in underwriting and related areas.
- Collaborated with senior management to expedite loan approval processes.
- Analyzed complex tax returns and financial statements to determine ongoing cash flow to support loan repayment.
- Mentored 6 team members to promote personal and professional development
Subprime Mortgage Underwriter
Wells Fargo
Minneapolis, Minnesota
10.2000 - 05.2004
- Conducted financial verification process to assess clients' creditworthiness and eligibility for loans.
- Identified valuable credit problem solutions for customers.
- Assisted clients in navigating loan application initiation and filing process.
Retail Loan Originator
Conseco Finance
Saint Paul, MN
04.1998 - 09.2000
- Assessed assets, income and debts to determine client financial standing and liability risk.
- Managed pipeline for originated loans through closing and complete required management reports.
Education
BBA - Finance And Marketing
University of Wisconsin
Milwaukee, WISkills
- Managing Risk
- Problem Solving
- NMLS Registration
- Financial History Analysis
- Conflict Resolution
- Helping People
Additional Information
- Mentor/Mentee, traveling soccer team manager, PTA board member and committee chair, and math and reading volunteer.
- Spent the last 2 years working with non profits, Frost Science Museum, Samaritan House, Presbyterian clothes redistribution.
Timeline
Senior Underwriter
Wells Fargo
05.2005 - 08.2022
Subprime Mortgage Underwriter
Wells Fargo
10.2000 - 05.2004
Retail Loan Originator
Conseco Finance
04.1998 - 09.2000
BBA - Finance And Marketing
University of Wisconsin
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